New Contracting Procedures for Agency Appointments

 

New Contracting Procedures for Agency Appointments     Please alert your licensing staff to this requirement. To streamline and ensure accuracy of commission payments, EquiTrust will revise contracting procedures for agency appointments. Effective January 1, 2016, agency contracting must include the attached Agency Business Entity Certification Form (Form ET-AGT-ENTITY-3503), as well as a copy of a corporate resolution. In addition, certain requests for changes to currently contracted agencies will require this form. These include, but are not limited to, changes with respect to: • Authorized signors • Agency banking information • Address changes       Questions?  Send an email to EquiTrust Sales Support, call 866-598-3694, or visit our website Agents.EquiTrust.com.      EquiTrust Life Insurance Company, West Des Moines, IA. For Producer Use Only.

 

Sent to:jesse@schaeferfinancialgroup.com If you prefer not to receive future e-mails of this type, click here

Sent By: EquiTrust Life Insurance Company 7100 Westown Pkwy Suite 200 West Des Moines Iowa 50266-2521 U.S.A.

 

To view as a web page click here.

 

 

Current rates and commissions

 

 

To view this email as a web page, go here.

 

Current Rates and Rolling Commissions Fixed crediting rates increased on our SecureFore 3SM, SecureFore 5SM and SecureFore 7SM fixed annuities, as well on the ForeFreedom SaversSM fixed index annuity. Please refer to the new rate sheet here to get the most current rates. In addition to these changes, don't forget that Forethought's Elite Agent Bonus Program rewards you for sales performance based on the last rolling four quarters - not just by calendar year. When you sell Income 150+SM, ForeSpending SelectSM and ForeFreedom SaversSM, your commission bonus is always based on production from the four most recent quarters. So if you've had a stellar 2015, all of your hard work may help push your commission percentage even into next year! Additionally, up to three trailing quarters will receive a true-up retro to dollar one to cumulatively match the current quarter bonus. Click here for more information. Reminder: RMD Forms due today To ensure processing by December 31, 2015, all Required Minimum Distribution (RMD) forms must be in house no later than today, December 18, 2015. All forms received after today will be processed on a best efforts basis. Reminder: Bonus Advantage Retiring Effective today, Friday, December 18, 2015, the Bonus AdvantageSM product is no longer available. Please note you have until 5 PM ET today to submit applications for this product. Any applications received after today will not be accepted. If you liked the concepts of Bonus Advantage, we hope you're already aware of Income 150+SM fixed index annuity. Income 150+ has a unique and powerful story in the first 10 years with up to four boosts in income value. See links below for more details. Income 150+ Client Guide Income 150+ Product Highlights If you have any questions, please contact your IMO, visit forethought.com or call the sales team at (855) 44-SALES (477-2537), option 1. SecureForeSM fixed annuities are issued by Forethought Life Insurance Company and available in most states with contract FA1101SPDA-01 (certificate series GA1101SPDA-01, as applicable). ForeFreedom SaversSM, issued by Forethought Life Insurance Company is available in most states with Contract FA1201SPDAX-02, FA1201SPDAX-01, ICC11-FA1201SPDAX-01 and FA1201SPDAXL-02 (certificate series GA1201SPDAX-02, as applicable). ForeSpending SelectSM is issued by Forethought Life Insurance Company is available in most states with Contract FA1201SPDAX-02, FA1201SPDAX-01, ICC11-FA1201SPDAX-01 and FA1201SPDAXL-02 (certificate series GA1201SPDAX-02, as applicable). Bonus AdvantageSM fixed index annuity, issued by Forethought Life Insurance Company is available in most states with Contract FA1201SPDAX-02, FA1201SPDAX-01, ICC11-FA1201SPDAX-01 and FA1201SPDAXL-02 (certificate series GA1201SPDAX-02, as applicable). Income 150+SM fixed index annuity, issued by Forethought Life Insurance Company is available in most states with Contract FA1201SPDAX-02, FA1201SPDAX-01, ICC11-FA1201SPDAX-01 and FA1201SPDAXL-02 (certificate series GA1201SPDAX-02, as applicable). Forethought is Forethought Life Insurance Company and its affiliates, subsidiaries of Global Atlantic Financial Group Limited. 102706 (12-15)   FOR PRODUCER USE ONLY/NOT FOR USE WITH THE PUBLIC

This email was sent to: JESSE@SCHAEFERFINANCIALGROUP.COM This email was sent by: Forethought Life Insurance Company 300 North Meridian Street, Suite 1800 Indianapolis, IN 46204 We respect your right to privacy - view our policy
Manage Subscriptions | Update Profile | One-Click Unsubscribe

 

REMINDER: Product Discontinuation December 1, 2015

 

Trouble viewing this message? View in web browser.

 

FIELD MEMO       REMINDER: December 1, 2015 Product Discontinuations With the launch of the new North American CharterSM Plus fixed index annuity, the North American CharterSM, North American Precision Series®, and North American Prizm Plus® fixed index annuities will be discontinued in your state effective December 1, 2015. States affected include: AZ, AR, CO, DC, FL, GA, ID, IN, IA, KS, LA, ME, MD MI, MT, NE, NV, NJ, NC, OH, RI, SD, TN, TX, UT, VT, WV, WI, WY. Applications received on or after December 1, 2015 will not be accepted for these products. Call our Sales Support team for more information on the North American Charter Plus today! Questions? Call Sales Support for Details. 866-322-7066       FOR AGENT USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES. These products are issued by North American Company for Life and Health Insurance®, West Des Moines, IA. Product features, riders and index options may not be available in all states or appropriate for all clients. See product brochures, disclosures and state approval chart for further details and limitations. The North American CharterSM Plus is issued on form NC/NA1007A (certificate/contract), AE576A, AE577A, AE578A, AE580A.PB, AE581A, AE582A, AE583A, AE584A, AE585A, AE586A and AE587A (riders/endorsements) or appropriate state variation. The North American CharterSM is issued on form LC/LS156A (certificate/contract), LR342A, LR398A and LR445A (riders/endorsements) or appropriate state variation. The North American Precision Series® is issued on form LC155A (group certificate), LS155A (individual contract), LR342A, LR398A, and LR444A (endorsements/riders) or appropriate state variation. The North American Prizm Plus® annuity is issued on form LC160A (group certificate), LS160A (individual contract), LR432A, LR423A, LR424A-1, LR426A, LR427A, LR428A, LR430A, and LR433A (riders/endorsements), or appropriate state variation. 23109Z-HTML | PRT 11-15       North American cares about your privacy. You may view our complete privacy notice at our website, www.northamericancompany.com.   To stop receiving any further e-mail communications from North American, including rate announcements, regulatory, product and other important messages, you may unsubscribe here. To begin receiving e-mail messages, please contact Sales Support at 866-322-7066.   North American Annuity Service Center 4350 Westown Parkway | West Des Moines, IA 50266

Royal Nieghbors Rate Increase 3.10% for 5 - 3.20% for 7

 

Royal Neighbors increased rates on the Royal Choice 5-Year and 7-Year annuities excluding California! The increased rates are effective Tuesday, 11/10/2015.  Policies issued on the effective date and after, until further notice, will receive the increased rate. The new interest rate flyer is linked to the image below. Or follow this link

 

 

Exciting Agent-Travel Incentive Announced by EquiTrust!

 

A Great Adventure Awaits for your Agents! Help them experience the breathtaking scenery of Banff National Park in Alberta, Canada. Two locations! Fairmont Banff Springs "Castle in the Rockies" and the historic Fairmont Chateau Lake Louise overlooking the glistening emerald lake. Agent Travel Incentive from EquiTrust Life Insurance Company® Travel Dates: August 7-12, 2016 Great Agent-Recruiting Opportunity! Customizable flyer – click here Invitations will be extended to the top 30 producers for the qualification period of November 1, 2015 to April 29, 2016. Qualifying business must issue by May 31, 2016. Invitations will be sent shortly after May 31, 2016. Minimum Production Requirement: • All Life and Annuity Products qualify • $2 Million in 5-or-more cases • Click here for complete rules Watch Video! Click Below.   Questions? Send an email to EquiTrust Sales Support, call 866-598-3694, or visit our website at Agents.EquiTrust.com   EquiTrust Life Insurance Company, West Des Moines, IA.  For Producer Use Only. IC15-ECN-1117

 

Sent to:jesse@schaeferfinancialgroup.com If you prefer not to receive future e-mails of this type, click here

Sent By: EquiTrust Life Insurance Company 7100 Westown Pkwy Suite 200 West Des Moines Iowa 50266-2521 U.S.A.

 

To view as a web page click here.

 

 

Approved in Mississippi! DynaMARC Index Annuity!

 

Now Approved in Mississippi! DynaMARC IndexTM Annuity DynaMARC Webinar Replay - Listen Now Exciting Index Annuity with a Multi-Asset, Risk-Controlled Index! And New-Design Income Rider! Featuring the Goldman Sachs Dynamo Strategy IndexTM • Customized for EquiTrust • Seeks the highest risk-adjusted returns subject to a target volatility • Asset classes: equity, fixed income, real estate, commodities and cash DynaMARC Index Annuity features • Flexible-premium, 10-year design • 2 Dynamo Strategy Index Accounts • 2 S&P 500® Index Accounts • Fixed Rate Account • Competitive Rates and Commission Strategic Income Rider • Stacked-rollup design    • 4% annual Benefit Base accumulation    • Plus index and interest credits    • Plus 10% bonus to Benefit Base for 1st year premium • Rollup period up to 10 years • Rider available only on DynaMARC Index Annuity Product Training Required Complete your training now – click here Sales Resources • DynaMARC Agent Guide • DynaMARC Client Brochure • Goldman Sachs Dynamo Strategy Index Client Brochure • Illustrations • Current Rates • State Approvals • App Builder Questions? Send an email to EquiTrust Sales Support, call 866-598-3694, or visit our website at Agents.EquiTrust.com   This annuity is not sponsored, endorsed, sold, guaranteed, underwritten, distributed or promoted by Goldman, Sachs & Co. or any of its affiliates with the exception of any endorsement, sales, distribution or promotion of this product that may occur through its affiliates that are licensed insurance agencies (excluding such affiliates, individually and collectively referred to as "Goldman Sachs"). Goldman Sachs makes no representation or warranty, express or implied, regarding the advisability of investing in annuities generally or in fixed indexed annuities or the investment strategy underlying such annuities particularly, the ability of the Goldman Sachs Dynamo Strategy Index to perform as intended, the merit (if any) of obtaining exposure to the Goldman Sachs Dynamo Strategy Index or the suitability of purchasing or holding interests in this annuity. Goldman Sachs does not have any obligation to take the needs of the holders of this annuity into consideration in determining, composing or calculating the Goldman Sachs Dynamo Strategy Index. GOLDMAN SACHS DOES NOT GUARANTEE THE ACCURACY AND/OR COMPLETENESS OF THE GOLDMAN SACHS DYNAMO STRATEGY INDEX OR OF THE METHODOLOGY UNDERLYING THE INDEX, THE CALCULATION OF THE INDEX OR ANY DATA SUPPLIED BY IT FOR USE IN CONNECTION WITH THIS ANNUITY. GOLDMAN SACHS EXPRESSLY DISCLAIMS ALL LIABILITY FOR ANY SPECIAL, PUNITIVE, INDIRECT OR CONSEQUENTIAL DAMAGE EVEN IF NOTIFIED OF THE POSSIBILITY OF SUCH DAMAGES. "Goldman Sachs," "Goldman," and "Goldman Sachs Dynamo Strategy Index" are trademarks or service marks of Goldman, Sachs & Co. and have been licensed for use by EquiTrust Life Insurance Company for use in connection with certain fixed indexed annuities. The S&P 500® Index is a product of the Dow Jones Indices, LLC. ("S&P DJI") and has been licensed for use by EquiTrust Life Insurance Company. S&P® and S&P 500® are registered trademarks of Standard & Poor's Financial Services, LLC. ("S&P"). These trademarks have been licensed for use by S&P DJI and sublicensed for certain purposes by EquiTrust Life Insurance Company. DynaMARC Index Annuity is not sponsored, endorsed, sold or promoted by S&P DJI, S&P, or any of their respective affiliates or third party licensors, and none of such parties make any representation regarding the advisability of purchasing DynaMARC Index Annuity nor do they have any liability for any errors, omissions, or interruptions of the S&P 500.® Contract issued on Form Series ET-MTA-2000(06-07) or ICC15-ET-MTA-2000(04-15). Strategic Income Rider issued on Form Series ET-IBR-STR(04-15) or ICC15-ET-IBR-STR(04-15). EquiTrust Life Insurance Company, West Des Moines, IA.  For Producer Use Only. IC15-MTA-1086

 

Sent to:jesse@schaeferfinancialgroup.com If you prefer not to receive future e-mails of this type, click here

Sent By: EquiTrust Life Insurance Company 7100 Westown Pkwy Suite 200 West Des Moines Iowa 50266-2521 U.S.A.

 

To view as a web page click here.

 

 

Royal Choice Annuity - Commission Special

 

Earn more commission on Royal Neighbors Royal Choice Annuity business! For a limited time, Royal Neighbors is giving street level agents an EXTRA 25 BPS in commission on the 5, 7, and 10 year Royal Choice annuity. The offer starts on October 21, 2015 and will end on December 31, 2015. Act now before this bonus commission offer ends! Commission Special Rules: This special offer applies to street level Royal Neighbors annuity agents. Only applications for Royal Neighbors Royal Choice annuity product submitted between October 21, 2015 and December 31, 2015 will count towards the extra commission offer. Agents must be in good standing to qualify.

 

 

 

Rate Change for EquiTrust Index Annuities & SPIA

 

View this email in your browser Rate Changes for EquiTrust Index Annuities & SPIA Effective Friday, October 23, 2015 Current rates are applied to business received on or before Thursday, October 22, 2015, subject to a 60-day rate hold. Please note: EquiTrust will only accept FAXED applications on Thursday, October 22nd until 5:00 PM (Central). If faxed applications are received at EquiTrust by 5:00 PM (Central) on Thursday, October 22nd AND ORIGINAL application packets are received no later than Friday, October, 23rd current rates will be applied, subject to a 60-day rate hold.   MarketPower Bonus Index® 1-Year Interest 1.30% No Change 1-Year Pt-to-Pt Cap 3.00% Formerly 3.25% 1-Year Daily Avg Cap 3.25% Formerly 3.50% 1-Year Monthly Avg Part 40.00% Formerly 45.00% 1-Year Monthly Cap 1.40% Formerly 1.50% 2-Year Monthly Avg Cap 8.00% No Change MarketTwelve Bonus Index® 1-Year Interest 1.00% No Change 1-Year Pt-to-Pt Cap 2.75% Formerly 3.00% 1-Year Daily Avg Cap 3.00% Formerly 3.25% 1-Year Monthly Avg Part 30.00% Formerly 35.00% 1-Year Monthly Cap 1.25% Formerly 1.35% 2-Year Monthly Avg Cap 6.00% No Change MarketTen Bonus Index® 1-Year Interest 1.20% No Change 1-Year Pt-to-Pt Cap 3.00% No Change 1-Year Daily Avg Cap 3.25% No Change 1-Year Monthly Avg Part 35.00% Formerly 40.00% 1-Year Monthly Cap 1.40% No Change 2-Year Monthly Avg Cap 7.00% No Change Builder Bonus Index® 1-Year Interest 1.20% No Change 1-Year Pt-to-Pt Cap 3.00% No Change 1-Year Daily Avg Cap 3.25% No Change 1-Year Monthly Avg Part 35.00% Formerly 40.00% 1-Year Monthly Cap 1.40% No Change 2-Year Monthly Avg Cap 7.00% No Change MarketValue Index® 1-Year Interest 2.50% No Change 1-Year Pt-to-Pt Cap 5.00% No Change 1-Year Monthly Avg Cap 5.50% Formerly 6.00% 1-Year Monthly Avg Part 60.00% Formerly 75.00% 1-Year Monthly Cap 2.00% Formerly 2.10% 2-Year Monthly Avg Cap 16.00% Formerly No Cap Confidence Income Annuity® Fixed Period 5-20 Years 5-Year Fixed Period $1,689.64 No Change 10-Year Fixed Period $916.13 No Change 15-Year Fixed Period $671.14 No Change 20-Year Fixed Period $551.20 No Change Single Life & Joint Life Life Only - Male 65 $549.13 $565.94 Life Only Female 65 $501.11 $517.54 Joint Life - M 65 / F 65 $439.53 $455.32 Click here to see the All-Product Summary dated October 23, 2015, for all EquiTrust Annuity Products. Questions? Send an email to EquiTrust Sales Support, call 866-598-3694, or visit our website Agents.EquiTrust.com.   EquiTrust Life Insurance Company, West Des Moines, Iowa. For Producer Use Only. IC13-ECN-1113. This message was sent to jesse@schaeferfinancialgroup.com by sales.support@equitrust.com 7100 Westown Pkwy, Suite 200, West Des Moines, IA, 50266 Unsubscribe | Manage Subscription | Forward Email | Report Abuse