Thursday, December 22, 2011

American Equity Wishes You and Your Family a Safe and Happy Holiday Season

 


For Agent Information Only. Not for use in solicitation or advertising to the public.

CLICK HERE TO OPT OUT OF THESE EMAILS, or call marketing at 888-647-1371, or fax us at 515-225-6314. American Equity’s failure to comply with your opt out request within 30 days is unlawful.

 

 This e-mail, including attachments, is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521, is confidential, and may be legally privileged. If you are not the intended recipient, you are hereby notified that any retention, dissemination, distribution, or copying of this communication is strictly prohibited. Please reply to the sender that you have received the message in error, and then please delete it. Thank You.

NWL Q1 Minimum Guaranteed Interest Rates

 

 

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Agent E-News Connection // December 2011

MINIMUM GUARANTEED INTEREST RATE FIRST QUARTER 2012

NWL® IMPACT 7, NWL® IMPACT 10, NWL® IMPACT 7S, NWL® Global Lookback, NWL Ultra Classic®,

NWL Ultra Benefit®, NWL Ultra Future®, NWL® Ultra Value, NWL Benefit Assurance®,

NWL Future Assurance®, and NWL® Value Assurance.

Policy Forms: 01-1160-10, 01-1162-10, ICC10 01-1161-10, 01-1144-07, 01-1135-04, 01-1136-04,
01-1137-04, 01-1141-06, 01-1138-04, 01-1139-04, 01-1142-06, and state variations.

Minimum Guaranteed Interest Rate - 1.0% for Policies with Policy Dates in
January, February, March 2012

 

MINIMUM GUARANTEED INTEREST RATE*

Policy Date in Calendar Month

January 2012
February 2012
March 2012

Rate

1.00%
1.00%
1.00%

For Agent Use Only - This document has not been approved under the advertising laws of your state for dissemination to individual purchasers.
*The Minimum Guaranteed Interest Rate is set for new policies each calendar quarter. It is the average of the 5 year Constant Maturity Treasury Rate minus 1.25% for the 6 month period ending 1 month prior to the beginning of the current calendar quarter, rounded to the nearest 1/20th of 1.00%. It is never less than 1.00% and never more than 3.00%. The Minimum Guaranteed Interest Rate is guaranteed for the Contract Term. At the end of the Contract Term, the Minimum Guaranteed Interest Rate will be redetermined.


SAT-1264.Rev.12.11

 

National Western Life Insurance Company | 850 East Anderson Lane, Austin, TX 78752-1602
Agent Hotline: 800-760-3434 | Fax: 512-339-8350 or Email: mktg@nationalwesternlife.com

www.nationalwesternlife.com
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Wednesday, December 21, 2011

Help Your Clients Confidently Fund Their Own Retirement

 


Masthead_Phoenix_PMS187 

As government and employer-provided benefits continue to shrink,
your clients are faced with the responsibility of funding an increasing
share of their retirement.

 
Phoenix has a solution that may help client's gain confidence in funding their own retirement.

PHOENIX PERSONAL INCOME ANNUITY

Offering potentially the best income guarantees available today via a choice of two optional GMWB riders:

pia

Help your clients gain confidence in their retirement with Personal Income Annuity.
 
For questions,  please contact Schaefer Financial Group at 877-257-8246.
 

Producer Use Only. Not for use with the public as sales literature.

Product features, riders, options and availability may vary by state.  A rider fee applies and will be deducted from contract value.

Guarantees are based on the claims-paying ability of PHL Variable Insurance Company.
Phoenix Personal Income Annuity (10FIA, 10ISN) is issued by PHL Variable Insurance Company (PHLVIC) (Hartford, CT). PHLVIC is not authorized to conduct business in Maine and New York. Member of The Phoenix Companies, Inc.
©2011 The Phoenix Companies, Inc.                                                                                                                      6/11        
BPD37891

 

 




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The Phoenix Companies, Inc.
One American Row
Hartford, CT 06013
US

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AIG Annuity Rates and Updates!

 


To view this email as a web page, Click Here.

Annuity Update

Annuity
Updates

American General Logo

Important Annuity Rates and Update!

Annuity rates are changing effective, Tuesday,
December 27, 2011...View New Rates


Income Annuity rates will Decrease tomorrow,
Thursday, December 22.

Suggestion: re-run all quotes Today at
www.RetirementRaise.com


American General Life Companies will lower the
guaranteed minimums to 1%
for all AG HorizonFlex
®
and AG HorizonEmpireSecure
® contracts issued on or
after December 30, 2011. Applications issued on or
before December 29, 2011 will receive the current
guarantees. View Rate Lock Policies

FOR PRODUCER USE ONLY — NOT FOR DISSEMINATION TO THE PUBLIC
© 2011. All right reserved. We respect your right to privacy - click here to view our policy. This email was sent by:
American General Life Insurance Company; 2727-A Allen Parkway Houston, TX, 77019, United States

Monday, December 19, 2011

News from Great American Life

 

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Wednesday, December 7, 2011

Forethought Changes to Bonus Advantage

To view this email as a web page, go here.

 

Forethought Financial Group, Inc. is a leader in the delivery of innovative and financially sound life insurance and retirement services products.
We want to be your choice for annuities, preneed and senior market life insurance. If you have suggestions on helping us earn your business,
please contact Mike Ebmeier, Senior Vice President, Annuities, at mike.ebmeier@forethought.com or 317-223-2725.



Rates
Click here to view the rates last changed on 10/3.

State Availability
No new state approvals this week.
Click here for the state approval matrix.

Important Announcement

 

Given the continued low interest rate environment, Forethought, like many companies, is making product and interest rate changes. We continuously monitor the market to ensure competitive pricing.

 

  The following changes will be implemented for
Allegiance RewardsSM - Bonus Advantage SM

 

The Premium Bonus will change from 8% to 5%

 

The Fixed Account minimum guaranteed interest rate
will be lowered from 1.00% to 0.50%

 (the current fixed interest rate remains 1.00%)

 

(The Bonus Advantage's outstanding death benefit,
income booster and agent commissions remain the same.)

 

New State Approval

Bonus Advantage will be available for sale in Delaware beginning December 22, 2011.

 

New Forms and Materials

Due to a re-filing, the contract numbers will be changing for most states. New forms and marketing materials will be available December 14, 2011.

 

New Business Guidelines

To receive the 8% premium bonus and the underlying minimum guarantee of 1% on the Fixed Account, the application must be signed no later than December 21, 2011, and must be received at Forethought's home office by Tuesday, December 27, 2011.

 

Please contact your IMO or our Sales Desk at 855-44SALES (447-2537) if you have questions. We thank you for your business and appreciate your support.


The Forethought Chronicles

 

 

Get caught up on what's happening with John and Mary as they are introduced to the benefits of fixed indexed annuities.

 

Have you missed an episode? Catch up here.

 

Check back next week as we continue the story with Episode 6, "The Enlightenment - Part 3"



Any names used in The Forethought Chronicles are fictional and have no relationship to any person living or dead. 
*State variations may apply


 

 

In order to ensure RMD processing by the end of the year, the client must complete and return our RMD request form by December 15, 2011.  This form can be returned via mail, or faxed to our annuity services department at (877) 554-2413.

CLICK HERE to view the RMD form.


Agent Information Changes

 

Please make sure your information is correct at Forethought for yearend tax reporting.

 

You can submit your changes by completing the  Information Change Request Form and returning it to Forethought.  Please make your requests as soon as possible.


Annuity Model Regulation Training Now at RegEd

 

Forethought Agents should now go to RegEd for product specific training. Please note that if you do not already have one, you will need to create a username and password with RegEd.  You can register with RegEd by following the attached link: https://secure.reged.com/TrainingPlatform/


Forethought's Premium Guidelines

 


Contact your Marketing Support Team at
1-855-44SALES (855-447-2537)

©2011 Forethought

 

Products are issued by:
Forethought Life Insurance Company

300 N. Meridian Street, Ste. 1800
Indianapolis, IN 46204

 

Products and services will vary and are not available in all states. Guarantees are backed by the financial strength and claims-paying ability of the issuing company.

 

Bonus AdvantageSM, issued by Forethought Life Insurance Company, is available in most states as contract FA1201SPDAX-01, ICC11-FA1201SPDAX-01 and FA1201SPDAXL-01 (or certificate series GA1201SPDAX-01, as applicable).  Read the contract for complete details. Products and features are subject to state availability. Guarantees are backed by the financial strength and claims-paying ability of Forethought Life Insurance Company.

  

www.forethought.com


FOR AGENT USE ONLY - NOT FOR USE WITH CONSUMERS.

This email was sent to: CHRISTY_MEHUS@LTAMARKETING.COM

This email was sent by: Forethought Financial Group, Inc.
Corporate Office, 300 N Meridian, Suite 1800, Indianapolis, IN 46204



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Monday, December 5, 2011

Start Off Next Year BIG With Bill Harris' Hottest Ideas For The New Year

 

News from Great American Life

 

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Network with CPA's, Attorney and other Professionals in your area

 

                                       Click Here For Browser View

I'm Jesse Schaefer and I would like to introduce you to a marketing strategy for Financial Advisors that has been called:

"The best practice-building marketing solution offered to Financial Advisors in 25 years"

Since 2004, Pro2Pro Network has Scheduled Pre-Screened, Pre-Qualified, Mutually Beneficial Referral Relationship Meetings For Financial Advisors With CPAs, Accountants, Attorneys, Professionals & Leaders In Their Community.

 

"I'm about to introduce you to the most powerful marketing approach ever used by any Financial Advisor - ever!"

Dr. Len Schwartz
President/CEO
Pro2Pro Network

How To Easily Generate A Steady Flow Of New Clients!

No matter how successful you may be, you can leverage your success exponentially when you have other professionals (like CPAs, Accountants and Attorneys) refer clients to you on a REGULAR basis. While so many advisors know this, they:

  • don't do it
  • don't know how to do it
  • don't know what to say
  • don't know how to win the confidence of other professionals
  • don't know how to position themselves as "the best" in their town
  • don't know how to differentiate themselves and their services from every other Financial Advisor in their town
  • don't know how to tell the professional exactly what kind of new client they are looking for

"You did something for me that I was unable to do during my first 22 years in practice. I am set!"
- Ron R., California

The Good News! We have solved every one of these problems for you.

Pro2Pro Network is the largest Professional Referral Network in North America. We have the largest network of pre-screened, pre-qualified professionals (like CPAs, Accountants and Attorneys) who have requested to meet and/or work with a Financial Advisor in their city.

They include CPAs, Accountants, Estate, Tax, Elder Law and Divorce Attorneys, and other professionals, each with HUNDREDS (many times thousands) of clients for you to "tap into"!

Not only is it possible for you to end up with a wealthy new client (the professional) - more important than that - just one mutually beneficial referral relationship with a professional can get you 10 new clients (or MORE) each year.

Want to know how this works?

We will detail this opportunity for you on
Wednesday, Dec 7th, 2011

Join us for a short tele-class and we will explain what every other advisor wishes they knew - how to have a continuous stream of meetings with professionals who want to discuss the possibility of establishing a mutually beneficial referral relationship with YOU - a Financial Advisor.

I closed millions in new business in my first 5 months."
- Renee C., San Jose, CA

Special Details:

This service is geographically exclusive. We can only accept one advisor per zip code or area (depending on the size of the zip code). Since zip codes are available to only one advisor, this may be the only opportunity to be the advisor selected in your area.

This e-mail will be seen by over 200,000 Financial Advisors.

Registration is on a first-come, first-served basis.

Teleconference details:

Date: Wednesday, Dec 7th, 2011

Time: 9:30 A.M. Pacific (10:30 A.M. Mountain, 11:30 A.M. Central, 12:30 P.M. Eastern)

If you want massive market penetration, word-of-mouth advertising initiated by prominent leaders and professionals in your town, and an opportunity to become the best known Financial Advisor in your area...

Join us on the 7th

Call us to find out how this service can easily cost you nothing by doing business with us!

877-257-8246

Jesse Schaefer
President
Schaefer Financial Group
www.schaeferfinancialgroup.com

P.S. We have a 100 caller limit on this phone line. This e-mail is going out to over 200,000 Financial Advisors. If this sounds like something you'd be interested in -



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Friday, December 2, 2011

Phoenix Annuity Rates - December 2011

 


Masthead_Phoenix_PMS187 

Rates are effective as of December 1, 2011. Please click on each product link below to download the rate flyer.

Phoenix Reflections Gold & Gold Bonus

Single Premium Deferred Indexed Annuities

Phoenix Index Select Gold Bonus
Single Premium Deferred Indexed Annuities

Phoenix Select Plus
A Single Premium Modified Guaranteed Fixed Annuity

Phoenix Personal Income Annuity
A Single Premium Indexed Annuity
 

Effective December 1, 2011 
 

Jesse Schaefer

President / Marketing

Toll Free:  877-257-8246  Ext. 109

Fax:  320-257-8259

E:  jesse@schaeferfinancialgroup.com

Web:  www.schaeferfinancialgroup.com

 

Assistant

Julie Gallagher

Ext 112

julie@schaeferfinancialgroup.com

 

 

Annuities & Life Insurance brokerage

 




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The Phoenix Companies, Inc.
One American Row
Hartford, CT 06013
US

Read the VerticalResponse marketing policy.

Try Email Marketing with VerticalResponse!