| | Rate Changes for EquiTrust Index Annuities & SPIA
Effective Friday, October 23, 2015 |
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Current rates are applied to business received on or before Thursday, October 22, 2015, subject to a 60-day rate hold.
Please note: EquiTrust will only accept FAXED applications on Thursday, October 22nd until 5:00 PM (Central).
If faxed applications are received at EquiTrust by 5:00 PM (Central) on Thursday, October 22nd AND ORIGINAL application packets are received no later than Friday, October, 23rd current rates will be applied, subject to a 60-day rate hold. |
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MarketPower Bonus Index® 1-Year Interest | 1.30% | No Change | 1-Year Pt-to-Pt Cap | 3.00% | Formerly 3.25% | 1-Year Daily Avg Cap | 3.25% | Formerly 3.50% | 1-Year Monthly Avg Part | 40.00% | Formerly 45.00% | 1-Year Monthly Cap | 1.40% | Formerly 1.50% | 2-Year Monthly Avg Cap | 8.00% | No Change |
MarketTwelve Bonus Index®
1-Year Interest | 1.00% | No Change | 1-Year Pt-to-Pt Cap | 2.75% | Formerly 3.00% | 1-Year Daily Avg Cap | 3.00% | Formerly 3.25% | 1-Year Monthly Avg Part | 30.00% | Formerly 35.00% | 1-Year Monthly Cap | 1.25% | Formerly 1.35% | 2-Year Monthly Avg Cap | 6.00% | No Change |
MarketTen Bonus Index®
1-Year Interest | 1.20% | No Change | 1-Year Pt-to-Pt Cap | 3.00% | No Change | 1-Year Daily Avg Cap | 3.25% | No Change | 1-Year Monthly Avg Part | 35.00% | Formerly 40.00% | 1-Year Monthly Cap | 1.40% | No Change | 2-Year Monthly Avg Cap | 7.00% | No Change |
Builder Bonus Index®
1-Year Interest | 1.20% | No Change | 1-Year Pt-to-Pt Cap | 3.00% | No Change | 1-Year Daily Avg Cap | 3.25% | No Change | 1-Year Monthly Avg Part | 35.00% | Formerly 40.00% | 1-Year Monthly Cap | 1.40% | No Change | 2-Year Monthly Avg Cap | 7.00% | No Change |
MarketValue Index®
1-Year Interest | 2.50% | No Change | 1-Year Pt-to-Pt Cap | 5.00% | No Change | 1-Year Monthly Avg Cap | 5.50% | Formerly 6.00% | 1-Year Monthly Avg Part | 60.00% | Formerly 75.00% | 1-Year Monthly Cap | 2.00% | Formerly 2.10% | 2-Year Monthly Avg Cap | 16.00% | Formerly No Cap |
Confidence Income Annuity®
Fixed Period
5-20 Years | 5-Year Fixed Period | $1,689.64 | No Change | 10-Year Fixed Period | $916.13 | No Change | 15-Year Fixed Period | $671.14 | No Change | 20-Year Fixed Period | $551.20 | No Change | Single Life &
Joint Life | Life Only - Male 65 | $549.13 | $565.94 | Life Only Female 65 | $501.11 | $517.54 | Joint Life - M 65 / F 65 | $439.53 | $455.32 |
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| EquiTrust Life Insurance Company, West Des Moines, Iowa. For Producer Use Only. IC13-ECN-1113. |
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