Friday, March 4, 2011

RSL - Interest Rate Increase! Effective 3/7/2011

 

 

 

 

 Interest Rate Increase, Effective 3/7/2011

 

 

The Keystone Index Annuity


Product

New Rates

Old Rates

Change

Keystone-5*

 

Annual Pt-to-Pt Cap

5.00%

4.50%

+0.50%

Annual Pt-to-Pt
Participation Rate

15.00%

15.00%

No Change

Annual Monthly
Average Cap

5.50%

5.00%

+0.50%

Annual Monthly
Average Participation Rate

20.00%

20.00%

No Change

Fixed Interest Rate

2.75%

2.50%

+0.25%

Keystone-7*

Annual Pt-to-Pt Cap

5.50%

5.00%

+0.50%

Annual Pt-to-Pt
Participation Rate

20.00%

20.00%

No Change

Annual Monthly
Average Cap

6.00%

5.50%

+0.50%

Annual Monthly
Average Participation Rate

25.00%

25.00%

No Change

Fixed Interest Rate

2.85%

 2.60%

+0.25%

Keystone-10*

 

 

 

Annual Pt-to-Pt Cap

5.75%

5.00%

+0.75%

Annual Pt-to-Pt
Participation Rate

20.00%

20.00%

No Change

Annual Monthly
Average Cap

6.25%

5.50%

+0.75%

Annual Monthly
Average Participation Rate

25.00%

25.00%

No Change

Fixed Interest Rate

2.90%

 2.65%

+0.25%

 

 

 

 

 

Traditional Bonus Annuity


Product

New Rates
Base + Bonus / Base

Old Rates
Base + Bonus / Base

Change
Base + Bonus / Base

Eleos-MVA

4.10% / 3.10%

3.40% / 2.90%

+0.70% / +0.20%

Eleos-SP

3.95% / 2.95%

3.25% / 2.75%

+0.70% / +0.20%

Apollo-MVA

3.90% / 2.90%

3.20% / 2.70%

+0.70% / +0.20%

Apollo-SP

3.75% / 2.75%

3.05% / 2.55%

+0.70% / +0.20%

Argus2000-MVA

Temporarily Suspended

N/A

N/A

Argus2000-SP

Temporarily Suspended

N/A

N/A

 

 

 

 

 

Multi-Year Guarantee Rates



Product

New Rates
Guar Rate 1st Yr/
Guar Rate Yrs 2+

Old Rates
Guar Rate 1st Yr/
Guar Rate Yrs 2+

Change
Guar Rate 1st Yr/
Guar Rate Yrs 2+

Elektra-579

Five Year Guarantee**

Temporarily Suspended

N/A

N/A

 

 

 

 

 

 

SPIA Factor Changes

 New Rate  (No Changes)

 Old Rate

 5 Year Period Certain

16.70

16.70

 6 Year Period Certain

14.15

14.15

 7 Year Period Certain

12.40

12.40

 8 Year Period Certain

11.07

11.07

 9 Year Period Certain

10.07

10.07

 10 Year Period Certain

9.27

9.27

 

 

 

 

 

 




*Effective 4/1/2011 through 6/30/2011, the minimum non-forfeiture rate for Keystone policies will be 87 1/2% of premium at 1.00%.  The Guaranteed Minimum Interest Rate is not impacted by this change (100% of premium at 1.50% for the Keystone-5, and 100% of premium at 2.00% for the Keystone-7 and Keystone-10.)

Effective 4/1/2011 through 6/30/2011, the minimum guaranteed rate for all Apollo and Eleos contracts will be 1.00%





For more information contact:
Reliance Standard Life Insurance Company
(800) 351-7500
Amy Clements, ext 3948 - Todd Shaddinger, ext 4749
www.reliancestandard.com

 

 

 

 


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