RSL - Interest Rate Changes, Effective 1/4/2011

 

 

Interest Rate Changes, Effective 1/4/2011
In order to receive a 45-day rate lock** on transfer and exchange business, paperwork must be received by Reliance Standard no later than Monday, January 3rd.
For a PDF version of this rate bulletin, please click here (this link will be available for 30 days.)
The Keystone Index Annuity Product New Rates Old Rates Change Keystone-5*   Annual Pt-to-Pt Cap 4.50% 4.50% No Change Annual Pt-to-Pt Participation Rate 15.00% 25.00% -10.00% Annual Monthly Average Cap 5.00% 5.00% No Change Annual Monthly Average Participation Rate 20.00% 35.00% -15.00% Fixed Interest Rate 2.50% 2.50% No Change Keystone-7* Annual Pt-to-Pt Cap 5.00% 5.00% No Change Annual Pt-to-Pt Participation Rate 20.00% 30.00% -10.00% Annual Monthly Average Cap 5.50% 5.50% No Change Annual Monthly Average Participation Rate 25.00% 40.00% -15.00% Fixed Interest Rate 2.60%  2.60% No Change Keystone-10*       Annual Pt-to-Pt Cap 5.00% 5.00% No Change Annual Pt-to-Pt Participation Rate 20.00% 30.00% -10.00% Annual Monthly Average Cap 5.50% 5.50% No Change Annual Monthly Average Participation Rate 25.00% 40.00% -15.00% Fixed Interest Rate 2.65%  2.65% No Change           Traditional Bonus Annuity Product New Rates Base + Bonus / Base Old Rates Base + Bonus / Base Change Base + Bonus / Base Eleos-MVA 3.40% / 2.90% 3.40% / 2.90% No Change Eleos-SP 3.25% / 2.75% 3.40% / 2.90% -0.15%/-0.15% Apollo-MVA 3.20% / 2.70% 3.20% / 2.70% No Change Apollo-SP 3.05% / 2.55% 3.20% / 2.70% -0.15%/-0.15% Argus2000-MVA Temporarily Suspended N/A N/A Argus2000-SP Temporarily Suspended N/A N/A           Multi-Year Guarantee Rates Product New Rates Guar Rate 1st Yr/ Guar Rate Yrs 2+ Old Rates Guar Rate 1st Yr/ Guar Rate Yrs 2+ Change Guar Rate 1st Yr/ Guar Rate Yrs 2+ Elektra-579 Five Year Guarantee** Temporarily Suspended N/A N/A             SPIA Factor Changes  New Rate  (No Changes)  Old Rate  5 Year Period Certain 16.80 16.80  6 Year Period Certain 14.29 14.29  7 Year Period Certain 12.54 12.54  8 Year Period Certain 11.22 11.22  9 Year Period Certain 10.22 10.22  10 Year Period Certain 9.44 9.44             *Effective 1/1/2011 through 3/31/2011, the minimum non-forfeiture rate for Keystone policies will be 87 1/2% of premium at 1.00%.  The Guaranteed Minimum Interest Rate is not impacted by this change (100% of premium at 1.50% for the Keystone-5, and 100% of premium at 2.00% for the Keystone-7 and Keystone-10.) Effective 1/1/2011 through 3/31/2011, the minimum guaranteed rate for all Apollo and Eleos contracts will be 1.00%.  **Rate Lock does not apply to non-qualified business where Reliance Standard is not processing the transfer/exchange. For more information contact: Reliance Standard Life Insurance Company (800) 351-7500 Amy ext 3948, Todd ext 4749, Katelyn ext 4765 www.reliancestandard.com

This email is being sent to jesse@schaeferfinancialgroup.com. Use this link to be deleted or to update your email address Trouble with this link? simply forward this message to rem@reachmail.com or call 888-947-3224. Forward this message to a friend This message was sent by Reliance Standard Life Insurance Co. using ReachMail. Reliance Standard Life Insurance Co. | Street, city, st zip