| | Interest Rate Decrease - Effective Monday, 2/9 Paperwork must be received in the home office by the close of business on Friday, 2/6, in order to be eligible for a 45-day rate lock*. For AnnuityNet users, the representative's "submit date" must be on or before 2/8. Also, to ensure timely delivery of overnight packages, we recommend using FedEx or UPS, as those carriers deliver directly to RSL, whereas the USPS only guarantees overnight delivery to our local mail sorting facility. *45-Day Rate Lock (for rate decreases) does not apply to non-qualified business where Reliance Standard is not processing the transfer/exchange, and funds are received after 2/6 (or 2/8 for AnnuityNet Users.)
For a PDF copy of this rate bulletin, click here (link will remain active for 30 days.) Traditional Fixed Products | Product | New Rates Base + Bonus/Base | Old Rates Base + Bonus/Base | Change First Year/Base | Effective Date of Change | Eleos-MVA | 3.05%/1.55% | 2.85%/1.85% | +0.20%/-0.30% | 2/9/2015 | Eleos-SP | 2.90%/1.40% | 2.70%/1.70% | +0.20%/-0.30% | 2/9/2015 | Apollo-MVA | 4.00%/2.00% | 4.30%/2.30% | -0.30% | 2/9/2015 | Apollo-SP | 3.85%/1.85% | 4.15%/2.15% | -0.30% | 2/9/2015 | | Fixed Index Products | Product | New Rates/Caps | Old Rates/Caps | Change | Effective Date of Change | Keystone-5 | Annual Pt-to-Pt Cap | 2.60% | 3.30% | -0.70% | 2/9/2015 | Annual Monthly Avg Cap | 3.10% | 3.80% | -0.70% | 2/9/2015 | Fixed Interest Rate | 2.00% | 2.15% | -0.15% | 2/9/2015 | Keystone-7 | Annual Pt-to-Pt Cap | 4.00% | 4.50% | -0.50% | 2/9/2015 | Annual Monthly Avg Cap | 4.50% | 5.00% | -0.50% | 2/9/2015 | Fixed Interest Rate | 2.10% | 2.40% | -0.30% | 2/9/2015 | Keystone-10 | Annual Pt-to-Pt Cap | 4.30% | 5.50% | -1.20% | 2/9/2015 | Annual Monthly Avg Cap | 4.80% | 6.00% | -1.20% | 2/9/2015 | Fixed Interest Rate | 2.30% | 2.80% | -0.50% | 2/9/2015 |
| |
