From: Oxford Life Insurance Company [mailto:marketing@oxfordlife-email.com]
Sent: Tuesday, July 29, 2014 7:45 PM
To: julie@schaeferfinancialgroup.com
Subject: August Annuity Rates
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Annuity Rates Effective August 1, 20141 |
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Premium Limits | Interest Rate Years 1-5 |
$20,000 to $350,000 | 2.65% |
Fixed Rate | Annual Pt to Pt Cap | Monthly Average Cap | Optional GLWB |
Income Account Rate3 | |||
1.30% | 2.80% | 2.80% | 6.50% |
Fixed Rate | Annual Pt to Pt Cap | Monthly Average Cap | Optional GLWB |
Income Account Rate3 | |||
1.70% | 3.70% | 3.70% | 6.50% |
1 To receive the previous rate, applications must be received in good order at our home office no later than the day prior to the effective date of the new rate. Applications may be sent by mail, email or fax. Rates on transfers and 1035 exchanges will be held for 60 days from the date of the application. No exceptions to these rules will be allowed. Rates are subject to change at any time. Please contact Oxford Life Insurance Company for current rates.
2 Premium Bonus vests over a 10-year period. Non-vested bonus amounts will be recaptured for surrender or withdrawal amounts exceeding the penalty-free amount. Annuities with a premium bonus may have lower fixed account interest rates and lower caps on indexed accounts than a similar product without a premium bonus.
3 Rate applies to the first ten policy years,based on the rate at issue. The income account value is not available for withdrawal or cash surrender and is only used to calculate the guaranteed lifetime withdrawal benefit amount. The Guaranteed Lifetime Withdrawal Benefit is available for an annual fee at the time of application. Rider form GLWB210 and state-specific variations where applicable.
The Oxford Life Silver SelectTM annuity (contract form FIA510 and state-specific variations where applicable) the Oxford Life Royal Select® annuity (contract form FIA510 and state-specific variations where applicable) and the Oxford Life Income Protector® annuity (contract form ICC12-IP200 and state-specific variations where applicable) are issued by Oxford Life Insurance Company. An investment in these contracts is subject to possible loss of principal and earnings, since a surrender charge and market value adjustment may apply to withdrawals or upon surrender of the contract.
*Effective as of 5/7/14. For the latest rating, access www.ambest.com A.M. Best assigns ratings from A++ to F, A++ being superior ratings. | |
AN661P | FOR PRODUCER USE ONLY - Not intended for soliciting or advertising to the public. |
2721 North Central Avenue - Phoenix, Arizona 85004 - 1-800-308-2318 | |
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Oxford Life Insurance Company
2721 N. Central Ave.
Phoenix, AZ 85004
US
