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| ATHENE MaxRatesm Coming to Florida! | | Available in Florida November 7, 2012: ATHENE MaxRatesm. Your "go-to" MYGA when safety, reliability and accumulation matter most. Featuring some of the best guaranteed interest rates available. PLUS an Enhanced Liquidity alternative for clients who can accept a slightly lower rate in exchange for access to their money during the guarantee period. | | IMPORTANT: Product-specific training | Agents are strongly encouraged to complete product specific training prior to soliciting ATHENE MaxRate in Florida. The online training module is available on our website. |
| | ATHENE MaxRate: product variations at-a-glance | Most States | | Florida |
| Prior to the end of the guarantee period, clients have a 30-day window to request a partial withdrawal, full surrender or elect an income option without incurring MVA or withdrawal charges. If the company is not notified during the 30-day window, annuity automatically begins a new guarantee period of the same duration with a new guaranteed interest rate. | | Walkaway: contract guarantee period is 5 or 7 years only; no subsequent guarantee periods |
| Annuitization available after first contract year; income options based on surrender value (full accumulation value in CT) except during 30-day window prior to the end of the guarantee period when full accumulation value applies. | | Annuitization at full accumulation value after first contract year |
| Rates | ATHENE MaxRate 5 | | 2.75% | | 2.65% | with Enhanced Liquidity | | 2.55% | | 2.45% | ATHENE MaxRate 7 | | 3.20% | | 3.10% | with Enhanced Liquidity | | 2.95% | | 2.85% |
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| | | Four reasons YOU should be selling ATHENE MaxRate: | ✓ Guaranteed interest rates near the top of the market* | ✓ 5 and 7 year durations | ✓ Simple product, easy to understand and sell | ✓ Available Enhanced Liquidity alternative |
| | And more exciting news! ATHENE MaxRate EL, our enhanced
liquidity alternative, is now available in Connecticut! For more information on ATHENE MaxRate, please contact:
Sales Desk
855-4-ATHENE | |
| | | | *Rates subject to change at any time, normally monthly. Products/features may not be available in all states. These annuities contain limitations. See annuity contract for complete details. |
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