| Show your clients the value of Americo's Lifetime Legacy. Its Senior Wealth Transfer made easy.
Let's assume your client has $100,000 in an annuity. By placing that into a Lifetime
Legacy universal life insurance policy, your client can pass on $207,486 to their
beneficiaries income tax-free at death. It would take 20 years for the after-tax benefit on the annuity to equal the death benefit of Lifetime Legacy!
 Client Advantages - Efficient transfer to heirs
- Competitive guaranteed death benefit for life*
- Guaranteed cash surrender value
- Living benefits**
- Access to cash***
Agent Advantages - Simplified issue
- 4-day turnaround time on clean applications
- Easy to write . . . No NAIC Illustrations
- Complete marketing package
| | | | | | | | | Lifetime Legacy WebEx August, 18 at 10:00 a.m. central. You'll have a chance to hear detailed information about the product, as well as have your questions answered by one of our Senior Account Executives. | | | | *The policy's guaranteed minimum death benefit is equal to the initial specified amount as defined in the policy and is guaranteed for the lifetime of the insured, assuming no loans, withdrawals or accelerations of the death benefit are taken. **Access to up to 80% of the guaranteed minimum death benefit if client becomes permanently confined to a qualified nursing facility or is diagnosed with a qualifying terminal illness,
assumes no loans or withdrawals are taken. The permanent nursing home confinement benefit is payable after a 90-day elimination period from the time confinement begins. Because accelerated benefit payments are treated as liens against the policy, interest will apply and will gradually decrease the proceeds payable. ***Only funds not needed for income should be positioned into this product, however, loans are available
after the first policy year. Withdrawals are available after the 5th policy year. Policy loans and withdrawals will impact policy performance and the ability to take future distributions. Policy loans repaid according to the terms of the policy will restore the values . ****Assumes no medical records are required. Lifetime Legacy (Policy Series 258) and the Accelerated Benefit Payment Rider (Rider Series 2149) are underwritten by Americo Financial Life and Annuity Insurance Company (Americo), Kansas City, MO, and may vary in accordance with state laws. Some products and benefits may not be available in all states or for all periods. Certain restrictions apply. Consult policy and rider for all limitations and exclusions.
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