Thursday, April 29, 2010

RSL Rate Increase, Effective 5/3!

 

 

 

 

 

 Rate Increase on Apollo & Eleos, Effective May 3rd!

 

 

 

For a PDF version of this rate bulletin, please click here (this link will be available for 30 days.)

 

 

The Keystone Index Annuity


Product

New Rates
Base + Bonus / Base

Old Rates
Base + Bonus / Base

Change
Base + Bonus / Base

Keystone-5*

 

Annual Pt-to-Pt Cap

5.50%

5.50%

No Change

Annual Pt-to-Pt
Participation Rate

25.00%

25.00%

No Change

Annual Monthly
Average Cap

6.00%

6.00%

No Change

Annual Monthly
Average Participation Rate

35.00%

35.00%

No Change

Fixed Interest Rate

3.00%

3.00%

No Change

Keystone-7*

Annual Pt-to-Pt Cap

6.00%

6.00%

No Change

Annual Pt-to-Pt
Participation Rate

30.00%

30.00%

No Change

Annual Monthly
Average Cap

6.50%

6.50%

No Change

Annual Monthly
Average Participation Rate

40.00%

40.00%

No Change

Fixed Interest Rate

3.10%

 3.10%

No Change

Keystone-10*

 

 

 

Annual Pt-to-Pt Cap

6.00%

6.00%

No Change

Annual Pt-to-Pt
Participation Rate

30.00%

30.00%

No Change

Annual Monthly
Average Cap

6.50%

6.50%

No Change

Annual Monthly
Average Participation Rate

40.00%

40.00%

No Change

Fixed Interest Rate

3.20%

 3.20%

No Change

 

 

 

 

 

Traditional Bonus Annuity


Product

New Rates
Base + Bonus / Base

Old Rates
Base + Bonus / Base

Change
Base + Bonus / Base

Eleos-MVA

4.15% / 3.40%

3.40% / 3.40%

+0.75% FY Bonus

Eleos-SP

4.15% / 3.40%

3.40% / 3.40%

+0.75% FY Bonus

Apollo-MVA

4.20% / 3.45%

3.45% / 3.45%

+0.75% FY Bonus

Apollo-SP

4.20% / 3.45%

3.45% / 3.45%

+0.75% FY Bonus

Argus2000-MVA

3.55% / 3.55%

3.55% / 3.55%

No Change

Argus2000-SP

3.55% / 3.55%

3.55% / 3.55%

No Change

 

 

 

 

 

Multi-Year Guarantee Rates



Product

New Rates
Guar Rate 1st Yr/
Guar Rate Yrs 2+

Old Rates
Guar Rate 1st Yr/
Guar Rate Yrs 2+

Change
Guar Rate 1st Yr/
Guar Rate Yrs 2+

Elektra-579

Five Year Guarantee**

3.00% / 3.00%

3.00% / 3.00%

No Change

 

 

 

 

 

 

SPIA Factor Changes

 New Rate

 Old Rate

 5 Year Period Certain

16.86

16.86

 6 Year Period Certain

14.35

 14.35

 7 Year Period Certain

12.60

12.60

 8 Year Period Certain

11.28

11.28

 9 Year Period Certain

10.28

 10.28

 10 Year Period Certain

9.50

 9.50

 

 

 

 

 

 




*Effective 4/1/2010 through 6/30/2010, the minimum non-forfeiture rate for Keystone policies will be 87 1/2% of premium at 1.05%.  The Guaranteed Minimum Interest Rate is not impacted by this change (100% of premium at 1.50% for the Keystone-5, and 100% of premium at 2.00% for the Keystone-7 and Keystone-10.)

Effective 4/1/2010 through 6/30/2010, the minimum guaranteed rate for all Apollo and Eleos contracts will be 2.00%




For more information contact:
Reliance Standard Life Insurance Company
(800) 351-7500
Amy ext 3948, Todd ext 4749, Katelyn ext 4765
www.reliancestandard.com

 

 

 

 


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