Announcing SecurePlusR Optimizer

 

Announcing SecurePlus® Optimizer   We are excited to announce a new offering to our indexed annuity line-up: SecurePlus® Optimizer. This new flexible premium fixed indexed annuity will be available on July 29, 2016. SecurePlus® Optimizer offers competitive rates that could enhance the potential for the accumulated balance to grow significantly over time, which would help clients to achieve their financial goals for retirement. This product is ideal for pre-retirees looking to make flexible, periodic contributions to their annuity. It is also great for clients who anticipate one or more large lump sum contributions from sources like a state or teacher's pension. For additional information on SecurePlus® Optimizer, view the brochure which is now available on Merrill. SecurePlus Optimizer is underwritten by Life Insurance Company of the Southwest, and is policy form number 20082 (0112) or state variation thereof. Administrative Office: One National Life Drive, Montpelier, VT 05604 www.nationallifegroup.com | Sales Desk: 800-906-3310 National Life Group® is a trade name of National Life Insurance Company, Montpelier, VT, Life Insurance Company of the Southwest, Addison, TX and their affiliates. Each company of the National Life Group is solely responsible for its own financial condition and contractual obligations. Life Insurance Company of the Southwest is not an authorized insurer in NY and does not conduct insurance business in NY. Agent Use Only - Not For Use With The Public TC 91119 (0716)1

Athene Rate Change Notice

 

Interest Rate Update

July 05, 2016

Effective July 9, 2016, we're adjusting Income Base Bonus Percentages and crediting rates on our Athene Ascent^SM Pro products as listed below. Income Withdrawal Percentages for all ages will also be adjusted. Download the updated income payout chart here.

Athene continues to maintain a competitive advantage in fixed and fixed indexed annuities with top-tier rates.

Application deadlines

• Applications with cash received in good order by Athene no later than 4 pm CT on July 8, 2016 will be issued as applied for.
• Non-cash applications (e.g. 1035 exchanges, IRA rollovers) received in good order by Athene no later than 4 pm CT on July 8, 2016 will be issued as applied for if funds are received no later than 4 pm CT on September 2, 2016.
• Applications received in good order after 4 pm CT on July 8, 2016 will be issued with the new rates.

Applications may be submitted electronically using the Document Upload Tool on Athene Connect. They can also be submitted by overnight mail to the following address:

Athene Annuity and Life Company
7700 Mills Civic Parkway
West Des Moines, IA 50266-3862

 

 

Athene Ascent Pro	Ascent 10 Bonus 2.0 Ascent Pro 10 Bonus Select Ascent Pro 10 Bonus		Ascent Pro 10 (No Bonus)
	Current	New	Current	New
Income Base Bonus	10%	5%	8%	3%

 

Athene Ascent Pro	Ascent Pro 5		Ascent Pro 7		Ascent Pro 10
	Current	New	Current	New	Current	New
2-Year No Cap PTP – BNP (Par Rate)	130%	95%	130%	100%	100%	85%
2-Year No Cap PTP – Morningstar® (Par Rate)	100%	70%	100%	75%	70%	65%
1-Year No Cap PTP (Par Rate)	90%	65%	90%	70%	65%	60%
1-Year PTP (Cap)	5.25%	4.00%	5.25%	4.25%	3.75%	3.50%
Bailout Cap Rate	3.00%	No Change	3.00%	No Change	1.00%	No Change
1-Year Monthly Cap (Cap)	2.20%	1.75%	2.20%	1.85%	1.75%	1.65%
Fixed	2.15%	1.50%	2.15%	1.65%	1.60%	1.35%

 

Jesse Schaefer

Phone: (877)257.8246 ext 109 

Fax: 320-257-8259

www.schaeferfinancialgroup.com

Annuity and Life Insurance Brokerage

 

Use our online contracting system for any carrier.  Once you put your information in the system it will  make it very easy and auto fill for any other future company appointments you wish to add

Schaefer Contracting Link

 

Something Tripping you up with E-Contracting?  Here is the video that walks you through the process:

Training Video how to use Online Contracting

 

Great American Interest Rates are Decreasing Effective July 21

 

View this email in your browser   Jul 08, 2016   Product News     Interest Rates are Decreasing Effective July 21   Interest rates are decreasing for our fixed and fixed-indexed annuities effective July 21, 2016. Please see the interest rate chart for details. Cash with Application/Wire In order to receive the higher rate: Paper applications with checks must be signed by Wednesday, July 20. Paperwork and funds must be received by Great American within seven calendar days of the application sign date. Electronic applications must be completed by Wednesday, July 20. The electronic file and funds must be received by Great American within seven calendar days of the completion date. Transfers and Rollovers In order to receive the higher rate: Paper applications must be signed by Wednesday, July 20 and received by Great American within seven calendar days of the application sign date. Electronic applications must be completed by Wednesday, July 20 and received by Great American within seven calendar days of the completion date. Fixed annuity funds must be received within 60 calendars days of the date the paper application is signed or the electronic application is completed. Please refer to the table below for guidance on when fixed-indexed annuity funds must be received in order to receive the higher rate:   Paper App Signed / Electronic App Completed Funds must be received by 5:00 p.m. ET on: On or before June 6, 2016 July 20, 2016 June 7, 2016-June 20, 2016 August 5, 2016 (Friday) June 21, 2016-July 6, 2016 August 19, 2016 (Friday) July 7, 2016-July 20, 2016 September 6, 2016   Visit us online at www.GAconnect.com Download our mobile app:   This email was sent to jesse@schaeferfinancialgroup.com. If you no longer wish to receive these emails you may change your preferences at any time. © 2016 Great American Insurance Group For producer use only. Not for use in sales solicitation.

Global Atlantic Rates are changing

 

To view this email as a web page, go here.

Effective July 13, 2016, the rates on our Choice Accumulation, ForeFreedom Savers, ForeCareand SecureFore Series fixed annuities are changing.   Please refer to the new rate sheet below to get the most current rates. Rate Sheet For questions or more information regarding our rate lock procedures, click here.   Important update from New Business: Non-Natural Owner Contracts For contracts written with Non-Natural owners we will be limiting the contracts to single annuitants. All applications submitted with Joint Annuitants with Non-Natural owners will be considered Not In Good Order. If you have additional questions please contact the annuity client service team at 1-877-244-7526. For more information or to order a Sales Kit,  contact the Sales Desk at (855) 44-SALES (447-2537).   Rates are subject to change, the attached is for illustrative purposes only. Guarantees are based on the claims-paying ability of Forethought Life Insurance Company and assume compliance with the product's benefit rules, as applicable. Global Atlantic Financial Group (Global Atlantic) is the marketing name for Global Atlantic Financial Group Limited and its subsidiaries, including Forethought Life Insurance Company and Accordia Life and Annuity Company. Each subsidiary is responsible for its own financial and contractual obligations. Choice Accumulation fixed index annuity is issued by Forethought Life Insurance Company, 300 North Meridian Street, Suite 1800, Indianapolis, Indiana. Available in most states with contract FL-FIA-13 and ICC14-FL-FIA. ForeFreedom Savers is issued by Forethought Life Insurance Company, 300 North Meridian Street, Suite 1800, Indianapolis, Indiana. Available in most states with Contract FA1201SPDAX-02, FA1201SPDAX-01, ICC11-FA1201SPDAX-01 and FA1201SPDAXL-02 (certificate series GA1201SPDAX-02, as applicable). ForeCare fixed annuity is issued by Forethought Life Insurance Company, 300 North Meridian Street, Suite 1800, Indianapolis, Indiana. Available in most states with contract FA1101SPDA-01 (certificate series GA1101SPDA-01, as applicable) with Rider for Long-Term Care Benefits Form LTC2000-01, Optional Inflation Protection Benefit Rider Form LTC2001-01 and Optional Nonforfeiture Benefit Rider Form LTC2002-01 (certificate series LTCG2000-01, LTCG2001-01 and LTCG2002-01, as applicable). This is a solicitation of Long-Term Care insurance. SecureFore fixed annuities are issued by Forethought Life Insurance Company, 300 North Meridian Street, Suite 1800, Indianapolis, Indiana. Available in most states with contract FA1101SPDA-01, (certificate series GA1101SPDA-01), as applicable). Products and features are subject to state availability and variations. Read the Contract for complete details. 1540728.1 (07-16) FOR PRODUCER USE ONLY. NOT FOR USE WITH THE PUBLIC.

This email was sent to: JESSE@SCHAEFERFINANCIALGROUP.COM This email was sent by: Global Atlantic Financial Group One Forethought Center Batesville, IN 47006 We respect your right to privacy - view our policy Manage Subscriptions | Update Profile | One-Click Unsubscribe

Care Solutions Interest Rate Notice

Interest Rate Changes In response to the current interest rate environment, new business interest rates for Annuity Care®, Annuity Care II/III and Indexed Annuity Care will be decreasing effective Friday, July 15, 2016.   View all rates » The new rates will be as follows:    Annuity Care: LTC fund: 1.40% Cash fund: 1.05%   Annuity Care II/III: LTC accumulated value: 1.15% Accumulated value: 1.05%   Important: These new rates will be reflected on software version 6.31 (7-15-16), which can be downloaded beginning July 15 from OSO. Current new business rates may be preserved based on the method of funding: Cash Transactions: We must receive a completed application with full premium in the Home Office by the end of business on Friday, July 15, to preserve current interest rates.  Transfer/1035 Transactions: We must receive a completed application with completed transfer or 1035 paperwork no later than Friday, July 15. All pending transfers to 1035s must be fully funded by Wednesday, September 14, to preserve current interest rates. Indexed Annuity Care: Point-to-point Cap: 2% Point-to-point Par: 12% Monthly average Cap: 2.25% Monthly average Par: 20% Fixed account: 1%    Most Beneficial Rate: Indexed Annuity Care offers your clients the opportunity to receive the best declared interest (or cap, or par) rate available between the date their application is received in the Home Office, and the effective date of the contract, if fully funded within 60 days of application. This feature is intended as an easy-to-do-business provision to provide you and your clients the peace of mind to know that they can receive the best declared rates during the application process. Annuity Care also offers this feature for 1035/transfer monies only.     Note: All products may not be available in all states or may vary by state. Policies are issued by The State Life Insurance Company®, Indianapolis, Indiana.       For use with financial professionals only. Not for public distribution. © 2016 OneAmerica Financial Partners, Inc. All rights reserved. OneAmerica® and the OneAmerica banner are all registered trademarks of OneAmerica Financial Partners, Inc.

 

This email was sent to: jesse@schaeferfinancialgroup.com This email was sent by: The State Life Insurance Company, a OneAmerica® company One American Square, P.O. Box 6123 Indianapolis, IN 46206-6123 USA We respect your right to privacy - view our policy
Update Profile | One-Click Unsubscribe

 

WealthSure Life Illustrations Available!

 

WealthSure Life Illustrations Available! Our new, vendor-based illustration platform now includes WealthSure Life, in addition to WealthMax Bonus Life and WealthPay Life. The new platform brings a fresh look and added features to life-product illustrations. You Can Now Save Agent Data! As an IMO serving the illustration needs of your agents, you can now save agent and client input data for future illustration requests! And, illustrations can now be emailed directly from the illustration platform, rather than downloaded to your computer and attached to email messages. Illustrations with Issued Contracts If you have a pending Life-product sale, the illustration you provided to your client may differ in appearance from the revised illustration included with the policy. FAQs For more information about Life-product illustrations, go to FAQs on the Quick Links menu on the Agents.EquiTrust.com home page; or click here. Life-Product Illustrations are Easy! To build an illustration, click here. Login is required. Questions? Send an email to Life Sales Support, call 800-811-9733, or visit our website at Agents.EquiTrust.com WealthMax Bonus Life issued on Contract Form Series ICC11-ETL-IUL-2000(04-11) with Rider ICC11-ETL-ADBR(03-11). WealthSure Life issued on Contract Form Series ICC11-ETL-ISWL-2000(03-11) with Rider ICC11-ETL-ADBR(03-11). WealthPay Life issued on Contract Form Series ICC13-ETL-IWL-2000(01-13) with rider ICC14-ETL-ADBR(08-14). SPIA contract issued on Form Series ICC13-ET-SPIA-2000(01-13). EquiTrust Life Insurance Company, West Des Moines, IA. For Producer Use Only. IC16-ECN-1039

 

Sent to:jesse@schaeferfinancialgroup.com If you prefer not to receive future e-mails of this type, click here

Sent By: EquiTrust Life Insurance Company 7100 Westown Pkwy Suite 200 West Des Moines Iowa 50266-2521 U.S.A.

 

To view as a web page click here.

 

 

Income For Life Stands Out From the Crowd!

 

Consider the combined benefits of an index-annuity/income-rider package Combined Attributes of Income For Life Rider and EquiTrust Index Annuities Are a Competitive Pairing! • Annuity bonuses are also applied to rider's Benefit Base! • Spread bonuses facilitate compounding of the Benefit Base! • The annual rider fee is based on the annuity's Accumulation Value, not    the Benefit Base – generally resulting in a lower cost! • Income For Life is available for Inherited IRAs! Income For Life is Available on All EquiTrust "Simple Series" Index Annuities • 6.0% rollup rate for up to 10 years • Income payments may start anytime after the second year and age 50 • Payments continue even if the contract's Accumulation Value is depleted • The 0.75% rider fee is deducted from the contract's Accumulation Value   annually Benefit Base Doubles Over 10 Years! The key to income-rider success is rapid growth of the Benefit Base. The linked client-use flyer shows how Income For Life, when combined with MarketTwelve Bonus Index, can give your clients a 10-year cumulative growth rate of 101%. Click here. Illustrations Online illustrations show the index annuity historical growth combined with the actual Benefit Base growth and payouts! Start your illustration now, click here. Login is required. Income For Life Sales Resources • Client Brochure • Agent Guide • FAQ Questions? Call EquiTrust Sales Support at 866-598-3694, email Sales.Support@EquiTrust.com, or visit the Agent Website at Agents.EquiTrust.com.   Products may not be available in all states or may vary by state. MarketTwelve Bonus Index Annuity issued on Form Series ET-MPP-2000(02-05) with rider ET-AVBR (06-09). Income For Life Optional Rider issued on Form Series ICC11-ET-IBR-B(11-11) or ET-IBR(06-08). EquiTrust Life Insurance Company, West Des Moines, IA. For Producer Use Only. IC16-ECN-1024

 

Sent to:jesse@schaeferfinancialgroup.com If you prefer not to receive future e-mails of this type, click here

Sent By: EquiTrust Life Insurance Company 7100 Westown Pkwy Suite 200 West Des Moines Iowa 50266-2521 U.S.A.

 

To view as a web page click here.