The Bottom Line - June 2014

 

View this e-mail online.   About Us | Interest Rates | Products | Doing Business with Us | Contact Us

June 2014 What makes doing business with Athene Annuity a rewarding experience? You'll find some answers in this edition of The Bottom Line. We lead with a "taste" of our 2014 Top Producers trip to California wine country and ask: are you ready for Dublin in 2015? Our business-building sales ideas and whitepapers - one of each this month - are designed to help you get there. All this and more awaits you, so read on!        Top Producers Soar in Napa Valley Over 90 2014 Top Producers and their guests were treated to an unforgettable experience in California's beautiful Napa Valley last month. Find out what everyone's smiling about - and what's in store for 2015. Read More      Whitepaper: "Rewire to Retire" Planning for retirement requires changing your clients' financial mindsets from savings and accumulation to spending and income. This month's whitepaper, Rewire to Retire: Opportunities in Retirement Income Planning, includes tips on how to make this change happen ... and what to look for when it does. Download the Whitepaper      Sales Idea: Overcoming the Rider Cost Objection In our current low interest rate environment, it's no secret that annuity product costs and fees have risen, sparking questions and objections from potential clients. Learn how the Rider Charge True Up feature included in the ATHENE Benefit 10sm FIA product can help alleviate your client's annuity fee concerns. Read More      We're Improving Our Large Case Approval Process This month we began following an improved approval process for cases with over $1 million of premium. The process is intended to provide timely service while allowing the company to thoroughly assess risk on a case-by-case basis before the producer submits an application. Approval increases the likelihood that the company will accept the submitted case. Please keep in mind, however, that submitted business is subject to a full suitability review and must adhere to our suitability guidelines. Download Process Description and Form      Guidelines for Advertising Athene Annuity Products All advertising for Athene Annuity & Life Assurance Company annuities must be produced and distributed in compliance with regulations governing the advertising of insurance products. See our Advertising Guidelines for an overview of the process. At the end of our Doing Business guide, fill out our Advertising Compliance Form to assure your advertising is approved efficiently. Call Us: 855.428.4363 Email Us: annuitysales@athene.com FOR PRODUCER USE ONLY. NOT FOR CONSUMER SOLICITATION.

This e-mail was sent to: jesse@schaeferfinancialgroup.com



This e-mail was sent by: Athene USA
7700 Mills Civic Parkway
West Des Moines, IA, 50266-3862, United States

Manage Subscriptions to tell us what types of emails you'd like to receive.
Update Profile to let us know your product preferences or unsubscribe from ALL Athene Annuity e-mail lists.

Oxford July Annuity Rates

 

Can't see this email? Click here to view it in your browser.

 

Annuity Rates for July 2014   Annuity rates will stay the same as June. Oxford Life® annuity rates for July will be:   Oxford Life Royal Select® Interest Rates Optional GLWB1 Fixed Acc. Annual Pt to Pt Cap Monthly Avg Cap Income Acc. Rate 1.30% 2.80% 2.80% 6.50% Oxford Life Income Protector® Interest Rates Premium Limit Years 1-5 $20,000-$350,000 2.65%   The Oxford Life Royal Select (R) annuity (contract form FIA510 and state-specific variations where applicable) and the Oxford Life Income Protector (R) annuity (contract form ICC12-IP200 and state-specific variations where applicable) are issued by Oxford Life Insurance Company. A comprehensive description of the policy benefits, costs, exclusions, limitations and terms is available to you upon request. An investment in these contracts is subject to possible loss of principal and earnings, since a surrender charge and market value adjustment may apply to withdrawals or upon surrender of the contract. Products not available in all states. Rates are subject to change. Please contact Oxford Life for current rates. *Effective as of 5/7/14. For the latest rating, access www.ambest.com. A.M. Best assigns ratings from A++ to F, A++ being superior ratings. 1 Rate applies to the first ten policy years, based on the rate at issue. The income account value is not available for withdrawal or cash surrender and is only used to calculate the guaranteed lifetime withdrawal benefit amount. The Guaranteed Lifetime Withdrawal Benefit is available for an annual fee at the time of application. Rider form GLWB210 and state-specific variations where applicable. AN468P9 FOR PRODUCER USE ONLY - Not intended for soliciting or advertising to the public. 2721 North Central Avenue - Phoenix, Arizona 85004 - 1-800-308-2318

---

This email was sent to julie@schaeferfinancialgroup.com
You are receiving this email because you are registered with Oxford Life Insurance Company to receive this mailing. To manage your subscription preferences, or to remove your email address from our list, please do not reply to this email since it will only delay your request. Instead, please use the link below to process your subscription and removal requests.
preferences

Oxford Life Insurance Company
2721 N. Central Ave.

Phoenix, AZ 85004
US

Upcoming Athene Annuity Webinars - Register Now!

 

Target Series FIAs

Web Version  |  Unsubscribe  |  Forward

 

THE LATEST FIELD NEWS

 

Register Today for Upcoming Athene Annuity Webinars in June, 2014 Target Series FIAs Register now and attend this short webinar to learn: Product detail of the Target Series FIAs How to simplify the income rider conversation with Target Pay and Target Pay Plus Several ideas on how to position this competitive suite of products in your book of business today! Tuesday, June 24, 2014 2:00 PM CDT (Duration: 1 hour)    Register Now Introducing The New 2014 CARE Program! Register now and attend this short webinar to learn: How CARE 2014 can benefit you Qualification requirements, levels and guidelines How CARE credits equate to contributions to your plan Friday, June 27, 2014 10:00 AM CDT (Duration: 30 minutes)    Register Now

© 2014 Athene USA. 7700 Mills Civic Parkway West Des Moines, IA 50266-3862 United States For agent information and reference only. Not to be used with the general public. Unsubscribe   Update Profile   Privacy Policy    Forward to a colleague

 

We Make Your Index Annuity Sales … SIMPLE

 

As competition pushes the boundaries of index-annuity complexity, EquiTrust remains focused on client-friendly, easy-to-explain products. Return of Premium Guarantee Offered on two annuities – MarketTen Bonus and Builder Bonus Index – your clients have access to the full amount of their paid premium at any time. Fully Vested Bonuses All bonuses are immediately added to the accumulation value. Some bonuses are up-front while others are spread, but all are credited without a vesting schedule. Bonuses are offered on five of our six index annuities. One Index: S&P 500®...Period We continue to focus on the main reason these products were created – to provide rates of return linked to the results of a broad market index while providing downside protection in the event of market declines. By featuring S&P 500® linked returns, we feel this objective can be achieved successfully. No Spreads, Margins or Asset Fees Index strategies are straight forward, and feature either a Cap or Participation Rate. Only One Moving Part No caps on participation rates here, or combinations of spreads and margins. The only moving part is the index cap or participation rate, which is reset annually. And speaking of annual renewal rates, we're proud of our reputation for integrity with regard to renewal rates. Competitive, Up-Front Commissions All EquiTrust index annuities pay your entire commission* at the time of contract issue. Index annuities pay full commissions up to the maximum issue ages. Simple, Client-Friendly Presentation! Use this client-use PowerPoint presentation with your clients; also available in spiral-bound print! Click Here Learn More about the EquiTrust Line of Index Annuities – Click Here Or talk to a professional Sales Support Representative at 866-598-3694.   *Up to $25,000 in individual-case commissions are paid at contract issue, with any remaining balance paid after the free-look period. Guarantees subject to the claims-paying ability of EquiTrust Life Insurance Company. S&P 500® is a trademark of the McGraw-Hill Companies, Inc. and has been licensed for use by EquiTrust Life Insurance Company. Products are not sponsored, endorsed, sold or promoted by Standard & Poor's and Standard & Poor's makes no representation about the advisability of purchasing any products. MarketTen Bonus issued on Form Series ET-MTB-2000(06-07). Builder Bonus issued on Form Series ET-STS-2000(11-11) or ICC11-ET-STS-2000(11-11). Income For Life Rider issued on Form Series ICC11-ET-IBR-B(11-11) or ET-IBR(06-08). EquiTrust Life Insurance Company, West Des Moines, IA. For Producer Use Only. IC14-ECN-1088.

 

Sent to:jesse@schaeferfinancialgroup.com If you prefer not to receive future e-mails of this type, click here

Sent By: EquiTrust Life Insurance Company 7100 Westown Pkwy Suite 200 West Des Moines Iowa 50266-2521 U.S.A.

 

To view as a web page click here.

 

 

Reminder: Waiver of Surrender Charges Due to Unemployment Rider

 

Not rendering correctly? View this email as a web page here.

Waiver of Surrender Charges Due to Unemployment Rider Dear JESSE, Just a reminder that effective 06/30/14, any Fidelity & Guaranty Life annuity policy will no longer be issued with the unemployment rider. Again, the annuities affected are: Prosperity Elite® 7, 10 & 14 FG Index-Choice® 20 FG AccumulatorPlus® 10 & 14 FG Guarantee-Platinum® 3, 5, & 7 We apologize for any inconvenience that this may cause. Please CLICK BELOW to download our FLIER and TRANSITION RULES regarding this change.  As always, contact us directly at salesdesk@fglife.com with any additional questions or visit us online at www.fglife.com. Sincerely, The FGL Team   Follow us!       14-257

"FGL" when used herein refers to Fidelity & Guaranty Life, the marketing name for Fidelity & Guaranty Life Insurance Company issuing insurance in the United States outside of New York and, in New York only, Fidelity & Guaranty Life Insurance Company of New York. Each Fidelity & Guaranty Life company is solely responsible for its contractual commitments. Fidelity & Guaranty Life Insurance Company, Des Moines, IA.  FOR PRODUCER USE ONLY - NOT FOR USE WITH THE GENERAL PUBLIC Fidelity & Guaranty Life   Two Ruan Center, 601 Locust Street, 14th Floor    Des Moines  IA   50309    You received this email because you are subscribed to Product Updates from Fidelity & Guaranty Life. Update your email preferences to choose the types of emails you receive. Unsubscribe from all future emails

Enter to win $100 gift card from North American!

 

 

Enter to win a $100 gift card!   Enter the ADDvantage® Term Contest Today!   Be one of ten to win a $100 gift card from North American! We want to help grow your business. Along with offering a highly competitive product portfolio, that means tailoring our messaging to deliver information that's relevant to you. Help us fill in the missing pieces, and you'll be entered to win one of ten $100 gift cards. Hurry—the contest ends June 30!   To learn more about ADDvantage term life insurance, click here!       Contest rules will be interpreted by North American Company and are subject to change. All decisions are final and are at the sole discretion of North American Company. No portion of this incentive may be used as a rebate, or can be used to make premium payments for applicant from your funds or from accounts under your control regardless of applicable state law. ADDvantage plans are issued on policy form series LS174 by North American Company for Life and Health Insurance, Administrative Office, Sioux Falls, SD 57193. Product, features, riders, endorsements or issue ages may not be available in all jurisdictions. Limitations and restrictions may apply. Please refer to marketing guide (NAM-875) for full product details. 525 W Van Buren | Chicago IL 60607 | www.NorthAmericanCompany.com FOR AGENT USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES. NAH-2910 6/14

 

---

This email was sent to jesse@schaeferfinancialgroup.com by North American Company

525 W. Van Buren | Chicago | IL | 60607
Manage Preferences | Unsubscribe