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As competition pushes the boundaries of index-annuity complexity, EquiTrust remains focused on client-friendly, easy-to-explain products.
Return of Premium Guarantee
Offered on two annuities – MarketTen Bonus and Builder Bonus Index – your clients have access to the full amount of their paid premium at any time.
Fully Vested Bonuses
All bonuses are immediately added to the accumulation value. Some bonuses are up-front while others are spread, but all are credited without a vesting schedule. Bonuses are offered on five of our six index annuities.
One Index: S&P 500®...Period
We continue to focus on the main reason these products were created – to provide rates of return linked to the results of a broad market index while providing downside protection in the event of market declines. By featuring S&P 500® linked returns, we feel this objective can be achieved successfully.
No Spreads, Margins or Asset Fees
Index strategies are straight forward, and feature either a Cap or Participation Rate.
Only One Moving Part
No caps on participation rates here, or combinations of spreads and margins. The only moving part is the index cap or participation rate, which is reset annually. And speaking of annual renewal rates, we're proud of our reputation for integrity with regard to renewal rates.
Competitive, Up-Front Commissions
All EquiTrust index annuities pay your entire commission* at the time of contract issue. Index annuities pay full commissions up to the maximum issue ages.
Simple, Client-Friendly Presentation!
Use this client-use PowerPoint presentation with your clients; also available in spiral-bound print! Click Here
Learn More about the EquiTrust Line of Index Annuities – Click Here
Or talk to a professional Sales Support Representative at 866-598-3694.
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*Up to $25,000 in individual-case commissions are paid at contract issue, with any remaining balance paid after the free-look period.
Guarantees subject to the claims-paying ability of EquiTrust Life Insurance Company. S&P 500® is a trademark of the McGraw-Hill Companies, Inc. and has been licensed for use by EquiTrust Life Insurance Company. Products are not sponsored, endorsed, sold or promoted by Standard & Poor's and Standard & Poor's makes no representation about the advisability of purchasing any products.
MarketTen Bonus issued on Form Series ET-MTB-2000(06-07). Builder Bonus issued on Form Series ET-STS-2000(11-11) or ICC11-ET-STS-2000(11-11). Income For Life Rider issued on Form Series ICC11-ET-IBR-B(11-11) or ET-IBR(06-08). EquiTrust Life Insurance Company, West Des Moines, IA. For Producer Use Only. IC14-ECN-1088. |
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