Annuity News from Forethought - Rate Change Announcement

 

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Rates Click here to view the  current rate sheet State Availability Eff. 4/1/13 Click here for the state approval matrix Important News This Week Please note the following rate changes are effective Wednesday, May 15th. Index Bonus 115 Annual Point to Point Ultra Band: 3.00% High Band: 3.00% Low Band: 3.00% (no change) Income 125+ Annual Point to Point Ultra Band: 2.75% High Band: 2.75% Low Band: 2.75% Please refer to Forethought's Rate Lock Procedures for Fixed and Indexed Annuities for details.    To date, Income 125+ is available in:  AZ, AL, AR, CO, CT, DE, DC, FL, GA, HI, ID, IN, IA, KS, KY, LA, MA, ME, MI, MO, MT, NE, NH, NJ, NM, NC, ND, NV, OH, OK, PA, RI, SC, SD, TN, TX, UT, VT, WV, WI, WY. Please reference the State Approval sheet for current state availability.    Income 125+ forms and marketing materials are available in these states through the Document Library, or logon to www.forethought.com to order new materials.    Selling Income 125+  As with all of our products, you must complete the required product training before selling. Newly contracted agents who have not completed any product training should go to RegEd to complete the required product training. For agents who have completed product training, for a limited time you can complete the Income 125+ training by simply reviewing the training presentation here.  Upon completion, reply to this email (annuity.services@forethought.com) with your name, agent number and statement that you completed the Income 125+ product training. If you have any questions, please contact Annuity Services at 877-244-7526 or simply reply to this email. RETIREMENT INCOME SOLVED  Index Bonus 115SM 15% income bonus on initial premium received (Applied to Guaranteed Lifetime Income Account Value. Not available on cash surrender and does not apply to Contract Value or death benefit)1 Guaranteed 6% annual accumulation on the Income Account Value each contract anniversary for the first 10 years, or until income benefit is activated if earlier (Not applied to the Contract Value or death benefit) Grow total death benefit up to 200% of premium less withdrawals (or until age 85, whichever comes first)2 with the Optional Increased Death Benefit Guarantee Rider Guaranteed income for life even if your Contract Value falls to zero after income activation3 Get everything you need to sell this product, from training to marketing materials and current forms, using the Annuity Toolkit! Call your IMO or Forethought's Sales Desk at 1-855-44SALES (855-447-2537) for more information about Index Bonus 115 today! Annuity Model Regulation Training Now at RegEd   Forethought Agents should now go to RegEd for product specific training. Please note that if you do not already have one, you will need to create a username and password with RegEd.  You can register with RegEd by following the attached link: https://secure.reged.com/TrainingPlatform/ Contact Forethought's Marketing Support Team at 1-855-44SALES (855-447-2537) © 2013 Forethought   Products are issued by: Forethought Life Insurance Company 300 N. Meridian Street, Ste. 1800 Indianapolis, IN 46204  1There is an annual charge for the Guaranteed Lifetime Income Benefit Rider, applied monthly to the Contract Value.   2Optional Increased Death Benefit Guaranteed Rider sets a death benefit floor equal to premium less withdrawals, increased by 5% of premium less withdrawals for each full contract year completed. Total death benefit for the contract is maximum of Contract Value or death benefit floor at time of death. Available at issue only for ages 0-75. Annual charge applies to Contract Value.  3Assuming no excess withdrawals.    Index Bonus 115SM, issued by Forethought Life Insurance Company, is available in most states with contract FA2001SPDAX-01 and FA2001SPDAXL-01 (certificate series GA2001SPDAX-01, as applicable).  State variations apply. Read the contract for complete details.    www.forethought.com FOR AGENT USE ONLY - NOT FOR USE WITH CONSUMERS

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