| The Keystone Index Annuity |
| Product | New Rates Base + Bonus / Base | Old Rates Base + Bonus / Base | Change Base + Bonus / Base |
| Keystone-5* | | | |
| Annual Pt-to-Pt Cap | 5.50% | 5.50% | No Change |
| Annual Pt-to-Pt Participation Rate | 25.00% | 25.00% | No Change |
| Annual Monthly Average Cap | 6.00% | 6.00% | No Change |
| Annual Monthly Average Participation Rate | 35.00% | 35.00% | No Change |
| Fixed Interest Rate | 3.00% | 3.00% | No Change |
| Keystone-7* | | | |
| Annual Pt-to-Pt Cap | 6.00% | 6.00% | No Change |
| Annual Pt-to-Pt Participation Rate | 30.00% | 30.00% | No Change |
| Annual Monthly Average Cap | 6.50% | 6.50% | No Change |
| Annual Monthly Average Participation Rate | 40.00% | 40.00% | No Change |
| Fixed Interest Rate | 3.10% | 3.10% | No Change |
| Keystone-10* | | | |
| Annual Pt-to-Pt Cap | 6.00% | 6.00% | No Change |
| Annual Pt-to-Pt Participation Rate | 30.00% | 30.00% | No Change |
| Annual Monthly Average Cap | 6.50% | 6.50% | No Change |
| Annual Monthly Average Participation Rate | 40.00% | 40.00% | No Change |
| Fixed Interest Rate | 3.20% | 3.20% | No Change |
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