1 Premium Bonus annuities include a Premium Bonus Vesting Percentage Schedule and may include a lower Cap Rate or other limitations not included in similar annuities that don't offer a Premium Bonus feature. The high premium band is $50,000 and above. Premium Bonus rate varies by premium band and state variations may apply. Please see Product Details Insert for more information. 2 Annual spread and participation rates apply to the no cap options. 3 The Athene Income Aspect rider is optional and for a charge. Rider is available only on Athene Ascent 10, Athene Ascent 10 Bonus, Athene Ascent 10 Bonus Select and Athene Ascent 10 Bonus Pro fixed indexed annuities, and can only be elected at issue with the purchase of the Annuity Contract. Rider benefits are not available in all states. See Certificate of Disclosure for details. 4 Simple Interest is credited until the earlier of: the Maximum Fixed Accumulation Years reached, the client begins Lifetime Income Withdrawals, or until Premium less withdrawals equal zero. The Income Base is different than the Accumulation Value and cannot be withdrawn in a lump sum. The high premium band is $50,000 and above. Income Base Guaranteed Simple Interest Rate varies by premium band and state variations may apply. 5 Income Base Bonus rate varies by premium band and state variations may apply. 6 The Enhanced Income Benefit is available for up to 60 months if confined to a Qualified Care Facility. Additional requirements and restrictions may apply. State variations apply. Not available in all states. Athene Ascent 5 [GEN5 (07/14)], Athene Ascent 10 [GEN10 (07/14) NB], Athene Ascent 10 Bonus [GEN10 (07/14)], Athene Ascent 10 Bonus Select [GEN10 (07/14) SR], Athene Ascent 10 Bonus Pro [TBS10 (09/12)] and Athene Income Aspect [IR (07/14)] or state variations are issued by Athene Annuity and Life Company, West Des Moines, IA. Product features, limitations and availability vary; see the Certificate of Disclosure for details. Products not available in all states. Rates as of 03/16/2015 and subject to change. |