Annuity Proponents Ready To Expand Beachhead 31 October 2014 by Cyril Tuohy Insurancenewsnet 2014 may be a seminal year for annuities New rules for annuities and target date funds inspire products race 30 October 2014 by Darla Mercado InvestmentNews "Retirement plan service providers are revving up their product development engines now that the Treasury and Labor departments are paving the way for annuities to be paired with target date funds in 401(k) plans." Let annuities be your bank 30 October 2014 by Kevin Startt ProducersWeb "Investment banking before the recent Alibaba deal was so bad that the only difference between an investment banker and a pigeon was that the pigeon could still make a deposit on a used Lexus." Life Insurance and Annuity Scams: Don't Be The Next Victim 28 October 2014 by Donna Fuscaldo Fox Business "Quiggle says one fraud called "twisting" occurs when an agent convinces an elderly client to invest in pricey annuities that they have to hold on to for ten to 15 years or pay a severe penalty for cashing out. The agent gets a fat commission and the client is stuck with an investment that Quiggle says is "nearly worthless." Regulators Give Annuities a Green Light for Retirement Does an income annuity belong in your 401(k)(related) 28 October 2014 by Jeff Holt Morningstar This is commentary on IRS Notice 2014-66 released last week that specifically permits deferred annuities to be used in connection with target date funds in defined contribution plans. The concept is also accepted as a qualified default investment alternatives or QLAC. Last week it was mentioned here. It should drive a lot of money into deferred income annuities. What about GLWBs? The notice specifically states that this excludes annuities with a guaranteed lifetime withdrawal benefit (GLWB) - Jack Maximizing the Retirement Paycheck 27 October 2014 by Michael Finke Think Advisor "So what's the best way to maximize a retirement paycheck? Social Security deferral provides the biggest payout, but private annuities are a key to our ability to feel comfortable spending more in retirement." Pete the Planner: Here's a primer for annuities 27 October 2014 by Peter Dunn Indianapolis Star "What do you think about annuities? I've heard they're expensive and aren't great for investors." Pricing and Hedging GMWB Riders in a Binomial Framework 27 October 2014 by Cody Blaine Hyndman & Menachem Wenger Social Science Research Network A fascinating romp that decomposes annuity and GMWB riders into period-certain payments and options representing the guarantee and early surrender features, extended to the binomial framework - Jack The Right Hedge for Retirement 27 October 2014 by Bob Seawright Think Advisor "But one cannot reasonably argue that annuities don't do precisely what they are designed to do. They provide guaranteed retirement income that one cannot outlive. A retiree with more guaranteed income has less risk of financial disaster than one with less guaranteed income" | 
