Rates are climbing!

 

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We are happy to announce the rates for SecureForeTM 3, 5 and 7 are climbing! SecureFore 3 - Offers a 3 year initial guarantee rate period. SecureFore 5 - Offers a 5 year initial guarantee rate period.  SecureFore 7 - Offers a 3 or 5 year initial guarantee rate period. Here is the updated rate sheet. Also, please note that Forethought will be closed for Thanksgiving and will reopen for business on Friday, November 28. Hours: November 26 - 8:30am - 6:00pm EST (Sales Desk - 8:30am - 5:00pm EST) November 27 - CLOSED November 28 - 8:30am - 5:00pm EST (Sales Desk - 8:30am - 2:00pm EST) What are we thankful for? You of course! 2014 has been a great year and we thank you from the bottom of our hearts for all you have done for Forethought this year. Enjoy your time with your family and friends, eat lots of goodies and rest up, year end is right around the corner! Producer Training Reminder: Did you complete your Annuity Product Training? Forethought Life Insurance Company requires producers to be knowledgeable about our products prior to selling. Producers will need to complete product specific training prior to soliciting our products in all states. Any application solicited prior to completion of the training will be rejected. To streamline compliance with the Annuity Model Regulation, Forethought has partnered with RegEd, an excellent resource for training and continued education for all agents. The step-by-step instructions to complete training on RegEd can be found here. If you have any questions call Annuity Services at 877.244.7526. If you have any questions or need any assistance, please contact the Sales Desk at 855.44.SALES (855.447.2537). The updated Rates Sheet can be found here. The updated State Availability Sheet can be found here. Guarantees are backed by the financial strength and claims paying ability of Forethought Life Insurance Company. SecureForeTM fixed annuities are issued by Forethought Life Insurance Company and available in most states with contract FA1101SPDA-01 (certificate series GA1101SPDA-01, as applicable). Products and features are subject to state variations and availability. Read the contract for complete details. Forethought is Forethought Life Insurance Company and affiliates, subsidiaries of Global Atlantic Financial Group Limited. 101191-6                                                                                                                                       Call Send SMS Add to Skype You'll need Skype CreditFree via Skype

This email was sent to: JESSE@SCHAEFERFINANCIALGROUP.COM This email was sent by: Forethought Capital Funding, Inc. One Forethought Center Batesville, IN 47006 We respect your right to privacy - view our policy Manage Subscriptions | Update Profile | Unsubscribe

Only 3 Weeks to Qualify! Up to $10,000 Bonus! All Products!

 

All EquiTrust Products • September 1 thru November 30   Just-In-Time Holiday Bonus Levels $3,500 for $1 Million Premium    $7,000 for $1.5 Million Premium   $10,000 for $2 Million Premium For Just-In-Time Holiday Bonus complete details,click here. Questions? Call EquiTrust Sales Support at 866-598-3694 or visit Agents.EquiTrust.com.   EquiTrust Life Insurance Company. For Producer Use Only. IC14-ECN-1120

 

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Sent By: EquiTrust Life Insurance Company 7100 Westown Pkwy Suite 200 West Des Moines Iowa 50266-2521 U.S.A.

 

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Sentinel Security Life - Personal Choice Annuity Rate Adjustment Effective 11/17/2014

 

 

Personal Choice Annuity Rate Adjustment - Effective 11/17/2014 Effective November 17, 2014 Sentinel Plan's Multi-Year Guarantee Annuity rates for the 5 and 7 year products will be decreasing by 10 basis points. To download an updated Annuity Rate Sheet, please click below or you may also download at any time using our Agent Portal. *Please remember to manually update your annuity software on November 17, 2014.   ANNUITY RATE SHEET - EFFECTIVE 11/17/2014   Important Dates to Remember   November 16, 2014: Date applications must be signed to receive current rates. Applications must be signed before or on November 16, 2014 to receive the current crediting rates.   November 17, 2014: Date when new crediting rates take effect. Any application signed on or after November 17, 2014 will receive the new crediting rates.   November 24, 2014: Date application must be received in Home Office to receive current rates. Applications signed by before or on November 16, 2014 must be received in the Home Office by November 24, 2014 to receive the current crediting rates. We will accept faxed or e-mailed applications on November 24, 2014 if hard copies are received in the Home Office on November 25, 2014. New Business E-mail: newbusiness@sslco.com New Business Fax: 888-433-4795   December 31, 2014: Date 45-day rate lock ends. All transfers and exchanges for any application signed on November 16, 2014 or earlier must be complted by December 31, 2014 in order to receive the current crediting rates.       SENTINEL SECURITY LIFE:  Lighting the way to financial Security CONFIDENTIAL NOTICE: This message is intended only for the individual or entity to which it is addressed, and may contain information that is privileged, confidential, or exempt from disclosure under applicable law. If the reader of this message is not the intended recipient, or the employee or agent responsible for delivering the message to the intended recipient, you are hereby notified that any dissemination, distribution, or copying of this communication is strictly prohibited.

 

 

Paul Rauch, Distribution Wholesaler

Life and Annuity Shop – An AmeriLife Company

3523 Palm Harbor Blvd.

Palm Harbor, Florida 34683

Phone: (888) 661-1999

Toll Free Fax: (800) 671-3047

paul@annuity1.com

 

Great American Revised Fixed-Indexed Annuity Rates Effective November 21

 

 

From: Great American Annuities [mailto:electroniccommunications@gaig.com]
Sent: Wednesday, November 5, 2014 2:02 PM
To: jesse@schaeferfinancialgroup.com
Subject: Revised Fixed-Indexed Annuity Rates Effective November 21

 

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	Riders	|	Indexed Annuities	|	Fixed Annuities	|	Rewards		www.GAAnnuity.com www.GAIG.com
	November 5, 2014   Good News! Revised Fixed-Indexed Annuity Rates Effective November 21   Due to the recent increase in 10-year treasury rates, we have revised the previously announced fixed-indexed annuity rate decreases that are effective November 21, 2014.   For Safe Outlook and American Legend III:   Declared rate decreases are cancelled. Most caps are decreasing by 25 bps less than previously announced.   Rates will be determined by the date money is received, regardless of the order ticket date. Funds must be received by Thursday, November 20, 2014 in order to receive the current rates.   Please see the interest rate chart for details.   We are committed to providing you with the most competitive products and rates possible during a difficult interest rate environment.   NB228-14								Calculate the value of our IncomeSecure, Inheritance Enhancer and IncomeSustainer Plus riders View current rates and state approvals Online resources for your required training New Business Forms & Marketing Materials Questions? Contact the Sales Team at (800) 438.3398, ext. 11999 or SPSales@gaig.com.
For producer use only. Not for use in sales solicitation. If applicable, please confirm products and riders are approved by your Broker/Dealer.

 

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NAFA Media Report (3 November 2014)

 

NAFA Welcomes your contributions  and suggested additions to our media report, if you would like NAFA to share an article on your behalf, please contact scott@nafa.com     Print and Online Articles   Annuity Proponents Ready To Expand Beachhead 31 October 2014 by Cyril Tuohy Insurancenewsnet   2014 may be a seminal year for annuities   New rules for annuities and target date funds inspire products race 30 October 2014 by Darla Mercado InvestmentNews   "Retirement plan service providers are revving up their product development engines now that the Treasury and Labor departments are paving the way for annuities to be paired with target date funds in 401(k) plans."   Let annuities be your bank 30 October 2014 by Kevin Startt ProducersWeb   "Investment banking before the recent Alibaba deal was so bad that the only difference between an investment banker and a pigeon was that the pigeon could still make a deposit on a used Lexus."   Life Insurance and Annuity Scams: Don't Be The Next Victim 28 October 2014 by Donna Fuscaldo Fox Business   "Quiggle says one fraud called "twisting" occurs when an agent convinces an elderly client to invest in pricey annuities that they have to hold on to for ten to 15 years or pay a severe penalty for cashing out. The agent gets a fat commission and the client is stuck with an investment that Quiggle says is "nearly worthless."   Regulators Give Annuities a Green Light for Retirement Does an income annuity belong in your 401(k)(related) 28 October 2014 by Jeff Holt Morningstar   This is commentary on IRS Notice 2014-66 released last week that specifically permits deferred annuities to be used in connection with target date funds in defined contribution plans. The concept is also accepted as a qualified default investment alternatives or QLAC. Last week it was mentioned here. It should drive a lot of money into deferred income annuities. What about GLWBs? The notice specifically states that this excludes annuities with a guaranteed lifetime withdrawal benefit (GLWB) - Jack   Maximizing the Retirement Paycheck 27 October 2014 by Michael Finke Think Advisor   "So what's the best way to maximize a retirement paycheck? Social Security deferral provides the biggest payout, but private annuities are a key to our ability to feel comfortable spending more in retirement."   Pete the Planner: Here's a primer for annuities 27 October 2014 by Peter Dunn Indianapolis Star   "What do you think about annuities? I've heard they're expensive and aren't great for investors." Pricing and Hedging GMWB Riders in a Binomial Framework 27 October 2014 by Cody Blaine Hyndman & Menachem Wenger Social Science Research Network   A fascinating romp that decomposes annuity and GMWB riders into period-certain payments and options representing the guarantee and early surrender features, extended to the binomial framework - Jack   The Right Hedge for Retirement 27 October 2014 by Bob Seawright Think Advisor   "But one cannot reasonably argue that annuities don't do precisely what they are designed to do. They provide guaranteed retirement income that one cannot outlive. A retiree with more guaranteed income has less risk of financial disaster than one with less guaranteed income"     Blog Posts   With QE Ending, Will Interest Rates Rise? 30 October 2014 by Linda Koco InsuranceNewNet   Higher annuity yields or no?   Hard to calculate ROI on a lifetime payout 28 October 2014 by Stan Haithcock MarketWatch   "Return on investment is the addictive lifeblood of investors, whether you are buying stocks, real estate, or anything of perceived or potential value. This ROI myopic view of life runs contrary to guaranteeing a lifetime income stream using an annuity."     The Monday Media Report features last week's media articles that were reported to NAFA by the NAFA Director of Research, Dr. Jack Marrion.  This report is available to any employee of a NAFA Premier Partner or to any NAFA Supporting Partners.   NAFA 1155 F STREET NW, SUITE 1050 WASHINGTON, DC 20004

 

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