Owner/Annuitant – All Products Effective July 15, 2013, Reliance Standard Life will require that the Contract Owner also be the Annuitant for all annuity applications except in situations where the Contract Owner is a Trust, Corporation or other Non-Natural entity. In addition, Joint Owners must also be designated as Joint Annuitants. Maximum Issue Age – Keystone 10
Effective July 15, 2013, Reliance Standard will limit the maximum issue age for the Keystone 10 Index Annuity contract to age 80 and will no longer accept applications for owner/annuitants ages 81-85. The Keystone 5 Index and Keystone 7 Index contracts will still be issued through age 85. Should you have any questions regarding the changes, please contact the Annuity Sales Desk 800-351-7500 x3696. Please update your promotional materials for all Reliance Standard products at your earliest convenience. | 
