In order to receive a 45-day rate lock on transfers and exchanges*, paperwork must be received at the Home Office on Tuesday, 5/29. If business is being written on 5/29, the paperwork can be faxed to 267-256-3542, but original paperwork must be received the following day.
For a PDF of this rate bulletin, please click here (link will remain active for 30 days.)
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The Keystone Index Annuity |
Product
| New Rates | Old Rates | Change | Keystone-5** | | | | Annual Pt-to-Pt Cap | 3.50% | 3.50% | No Change | Annual Pt-to-Pt
Participation Rate | 15.00% | 15.00% | No Change | Annual Monthly
Average Cap | 4.00% | 4.00% | No Change | Annual Monthly
Average Participation Rate | 20.00% | 20.00% | No Change | Fixed Interest Rate | 1.80% | 1.80% | No Change | Keystone-7** | | | | Annual Pt-to-Pt Cap | 4.00% | 4.00% | No Change | Annual Pt-to-Pt
Participation Rate | 20.00% | 20.00% | No Change | Annual Monthly
Average Cap | 4.50% | 4.50% | No Change | Annual Monthly
Average Participation Rate | 25.00% | 25.00% | No Change | Fixed Interest Rate | 1.85% | 1.85% | No Change | Keystone-10** | | | | Annual Pt-to-Pt Cap | 4.25% | 4.25% | No Change | Annual Pt-to-Pt
Participation Rate | 20.00% | 20.00% | No Change | Annual Monthly
Average Cap | 4.75% | 4.75% | No Change | Annual Monthly
Average Participation Rate | 25.00% | 25.00% | No Change | Fixed Interest Rate | 1.90% | 1.90% | No Change | | | | |
Traditional Bonus Annuity |
Product
| New Rates
Base + Bonus / Base | Old Rates
Base + Bonus / Base | Change
Base + Bonus / Base | Eleos-MVA | 3.00% / 2.00% | 3.25% / 2.25% | -0.25% | Eleos-SP | 2.85% / 1.85% | 3.10% / 2.10% | -0.25% | Apollo-MVA | 2.80% / 1.80% | 3.05% / 2.05% | -0.25% | Apollo-SP | 2.65% / 1.65% | 2.90% / 1.90% | -0.25% | | | | |
**Effective 4/1/2012 through 6/30/2012, the minimum non-forfeiture rate for Keystone policies will be 87 1/2% of premium at 1.00%. The Guaranteed Minimum Interest Rate is not impacted by this change (100% of premium at 1.00% for the Keystone-5, Keystone-7, and Keystone-10.)
The minimum guaranteed rate for the 2nd Quarter of 2012 will remain at 1.00% for the Eleos & Apollo contracts.
*Rate lock (for rate decreases) does not apply to non-qualified business where Reliance Standard is not processing the transfer/exchange request.
For more information contact:
Reliance Standard Life Insurance Company
(800) 351-7500 Ext 3696
www.reliancestandard.com
annuity.marketing@rsli.com
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