Forethought Changes to Bonus Advantage

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Forethought Financial Group, Inc. is a leader in the delivery of innovative and financially sound life insurance and retirement services products. We want to be your choice for annuities, preneed and senior market life insurance. If you have suggestions on helping us earn your business, please contact Mike Ebmeier, Senior Vice President, Annuities, at mike.ebmeier@forethought.com or 317-223-2725.

Rates Click here to view the rates last changed on 10/3. State Availability No new state approvals this week. Click here for the state approval matrix. Important Announcement   Given the continued low interest rate environment, Forethought, like many companies, is making product and interest rate changes. We continuously monitor the market to ensure competitive pricing.     The following changes will be implemented for Allegiance RewardsSM - Bonus Advantage SM   The Premium Bonus will change from 8% to 5%   The Fixed Account minimum guaranteed interest rate will be lowered from 1.00% to 0.50%  (the current fixed interest rate remains 1.00%)   (The Bonus Advantage's outstanding death benefit, income booster and agent commissions remain the same.)   New State Approval Bonus Advantage will be available for sale in Delaware beginning December 22, 2011.   New Forms and Materials Due to a re-filing, the contract numbers will be changing for most states. New forms and marketing materials will be available December 14, 2011.   New Business Guidelines To receive the 8% premium bonus and the underlying minimum guarantee of 1% on the Fixed Account, the application must be signed no later than December 21, 2011, and must be received at Forethought's home office by Tuesday, December 27, 2011.   Please contact your IMO or our Sales Desk at 855-44SALES (447-2537) if you have questions. We thank you for your business and appreciate your support. The Forethought Chronicles     Get caught up on what's happening with John and Mary as they are introduced to the benefits of fixed indexed annuities.   Have you missed an episode? Catch up here.   Check back next week as we continue the story with Episode 6, "The Enlightenment - Part 3" Any names used in The Forethought Chronicles are fictional and have no relationship to any person living or dead.  *State variations may apply     In order to ensure RMD processing by the end of the year, the client must complete and return our RMD request form by December 15, 2011.  This form can be returned via mail, or faxed to our annuity services department at (877) 554-2413. CLICK HERE to view the RMD form. Agent Information Changes   Please make sure your information is correct at Forethought for yearend tax reporting.   You can submit your changes by completing the  Information Change Request Form and returning it to Forethought.  Please make your requests as soon as possible. Annuity Model Regulation Training Now at RegEd   Forethought Agents should now go to RegEd for product specific training. Please note that if you do not already have one, you will need to create a username and password with RegEd.  You can register with RegEd by following the attached link: https://secure.reged.com/TrainingPlatform/ Forethought's Premium Guidelines   Contact your Marketing Support Team at 1-855-44SALES (855-447-2537) ©2011 Forethought   Products are issued by: Forethought Life Insurance Company 300 N. Meridian Street, Ste. 1800 Indianapolis, IN 46204   Products and services will vary and are not available in all states. Guarantees are backed by the financial strength and claims-paying ability of the issuing company.   Bonus AdvantageSM, issued by Forethought Life Insurance Company, is available in most states as contract FA1201SPDAX-01, ICC11-FA1201SPDAX-01 and FA1201SPDAXL-01 (or certificate series GA1201SPDAX-01, as applicable).  Read the contract for complete details. Products and features are subject to state availability. Guarantees are backed by the financial strength and claims-paying ability of Forethought Life Insurance Company.    www.forethought.com FOR AGENT USE ONLY - NOT FOR USE WITH CONSUMERS.

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