The Solution Phoenix Personal Income Annuity features highly competitive lifetime income via a choice of two Guaranteed Minimum Withdrawal Benefit Riders. - Income Strategy: Today - Income Strategy: Tomorrow For more details on this exciting new product, please contact your IMO or the Phoenix Sales Desk at 888-794-4447. Producer Use Only. Not for use with the public as sales literature. ¹The benefit base is used only to calculate the annual rider fee and the amount of withdrawals guaranteed by the rider (benefit base multiplied by the selected rider's age-dependent withdrawal factor). It is not a guarantee of contract value or an amount available to withdraw. A rider fee applies and will be deducted from contract value. Product features, riders, options and availability may vary by state. Guarantees are based on the claims-paying ability of PHL Variable Insurance Company. Phoenix Personal Income Annuity (10FIA, 10ISN) is issued by PHL Variable Insurance Company (PHLVIC) (Hartford, CT). PHLVIC is not authorized to conduct business in Maine and New York. Member of The Phoenix Companies, Inc. ©2011 The Phoenix Companies, Inc. 6/11 BPD37903 | INCOME STRATEGY: TODAY • A 30% bonus to the benefit base¹ available in year one • A cumulative 37.5% bonus to the benefit base¹ after year one • A cumulative 45% bonus to the benefit base¹ after year two INCOME STRATEGY: TOMORROW • 14% simple roll-up to benefit base¹ for first 10 contract years |