Happy Holidays! Give your clients the gift of choice with a Phoenix living benefit rider. Whether they want a guaranteed income payment right away, within the next few years or further down the road, Phoenix has a solution that will optimize their benefit. See the attached flyer for more information on our Guaranteed Living Benefit Riders, available with Phoenix Indexed Annuities FOR PRODUCER USE ONLY. Not for use with the public as sales literature. Riders are an optional addition to Phoenix Single-Premium Indexed Annuities available for an extra cost. Annuities issued by PHL Variable Insurance Company (PHLVIC), Hartford, CT. PHLVIC is not authorized to conduct business in New York and Maine. BPD37631 12/10 | 
