*The table illustrates how this account would have performed in the best and worst 10-year periods during the most recent 20-year period. For the Most Recent 10-Year Period ending 12/31/16, the annualized return is 4.58%, and ending Accumulation Value of $156,463. These examples assume an initial premium of $100,000 to the 1-Year Point-to-Point Participation Index Account on January 1st, no Income Benefit Rider, and no withdrawals during the period.
The S&P500® Index is a product of S&P Dow Jones Indices, LLC. ("S&P DJI") and has been licensed for use by EquiTrust Life Insurance Company. S&P® and S&P 500® are registered trademarks of Standard & Poor's Financial Services, LLC. ("S&P"). These trademarks have been licensed for use by S&P DJI and sublicensed for certain purposes by EquiTrust Life Insurance Company. MarketValue Index is not sponsored, endorsed, sold or promoted by S&P DJI, S&P, or any of their respective affiliates or third party licensors, and none of such parties make any representation regarding the advisability of purchasing MarketValue Index nor do they have any liability for any errors, omissions, or interruptions of the S&P 500.®
Current rates are subject to change. Please contact the Company for current rates. Products and rider not available in all states and contract may vary by state. Surrender of the contract may be subject to surrender charge or market value adjustment. Withdrawals before age 59 1/2 may result in a 10% IRS penalty tax. EquiTrust Life Insurance Company cannot give legal, tax or accounting advice. Your personal tax advisor can provide important information with respect to the purchase of this annuity contract and its taxation. Withdrawals do not participate in index growth. Guarantees subject to the claims-paying ability of EquiTrust Life Insurance Company. Contracts issued on Form Series ET-EIA-2000(02-05) or ICC12-ET-EIA-2000(01-12). EquiTrust does not offer investment advice to any individual or agent and this material should not be construed as investment advice. EquiTrust Life Insurance Company, West Des Moines, Iowa. For Producer Use Only. IC17-ECN-1114