FW: 2 Month Bonus Program

 

 

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Agent E-News Connection // August 2011

Wow! What a deal! Don't miss out on the Fall Commission BONUS for NWL Lifetime Returns Select® and NWL® Lifetime Returns Solutions. The BONUS will be paid to the writing agent* for applications dated on or after August 1, 2011, and no later than September 30, 2011. The applications must be received at NWL® by October 17, 2011; and issued-and-paid by December 31, 2011. NWL Lifetime Returns Select® Single Premium: Commission Bonus 2% of Single Premium NWL Lifetime Returns Select® 5 Pay Premium: Commission Bonus 10% of Target Premium NWL Lifetime Returns Select® 10 Pay Premium: Commission Bonus 15% of Target Premium NWL® Lifetime Returns Solutions 5 and 10 Pay Non-Tobacco: Commission Bonus 2% of SPIA Premium** NWL® Lifetime Returns Solutions 5 and 10 Pay Tobacco: Commission Bonus 2% of SPIA Premium** The weather in Texas is hot, hot, hot and so is this BONUS! For more information, contact the Marketing Department at 800-760-3434 or email at mktg@nationalwesternlife.com. *In the event the writing agent is contracted as a Special Producer receiving no compensation from NWL®, the bonus is paid to the recruiting Agent/Agency receiving the compensation. **Bonus excludes State Premium Tax on the SPIA Premium. SAT-1306 - - - - - - - - - - - - - - The NWL e-Application is Here! Sign up for a live demonstration and get started today. Log on to Beacon and click on the red e-app graphic on the right side of the page to reserve your spot and learn more about how the e-Application process can make working with National Western Life Faster, Easier, Better! - - - - - - - - - - - - - -

National Western Life Insurance Company | 850 East Anderson Lane, Austin, TX 78752-1602 Agent Hotline: 800-760-3434 | Fax: 512-339-8350 or Email: mktg@nationalwesternlife.com www.nationalwesternlife.com Unsubscribe

 

Great American Interest Rate Decreases Effective August 22

 

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RSL - Interest Rate Change, Effective 8/16/2011

 

Interest Rate Changes, Effective 8/16/2011
In order to receive a 45-day rate lock on transfers and exchanges*, paperwork must be received by Reliance Standard by the close of business on Monday, 8/15. If business is being written on Monday 8/15, RSL will allow faxed copies of in good order applications and paperwork to be faxed on 8/15 by 5:00PM (Fax # for Annuity New Business: 267-256-3542), but the original application and paperwork MUST be received by the close of business on 8/16. For a PDF of this rate bulletin, please click here.
The Keystone Index Annuity Product New Rates Old Rates Change Keystone-5**   Annual Pt-to-Pt Cap 3.50% 3.50% No Change Annual Pt-to-Pt Participation Rate 15.00% 15.00% No Change Annual Monthly Average Cap 4.00% 4.00% No Change Annual Monthly Average Participation Rate 20.00% 20.00% No Change Fixed Interest Rate 2.10% 2.10% No Change Keystone-7** Annual Pt-to-Pt Cap 4.00% 4.00% No Change Annual Pt-to-Pt Participation Rate 20.00% 20.00% No Change Annual Monthly Average Cap 4.50% 4.50% No Change Annual Monthly Average Participation Rate 25.00% 25.00% No Change Fixed Interest Rate 2.15%  2.15% No Change Keystone-10**       Annual Pt-to-Pt Cap 4.25% 4.25% No Change Annual Pt-to-Pt Participation Rate 20.00% 20.00% No Change Annual Monthly Average Cap 4.75% 4.75% No Change Annual Monthly Average Participation Rate 25.00% 25.00% No Change Fixed Interest Rate 2.20%  2.20% No Change           Traditional Bonus Annuity Product New Rates Base + Bonus / Base Old Rates Base + Bonus / Base Change Base + Bonus / Base Eleos-MVA 3.35% / 2.35% 3.35% / 2.35% No Change Eleos-SP 3.20% / 2.20% 3.20% / 2.20% No Change Apollo-MVA 3.10% / 2.10% 3.70% / 2.70% -0.60% Apollo-SP 2.95% / 1.95% 3.55% / 2.55% -0.60% Argus2000-MVA Temporarily Suspended N/A N/A Argus2000-SP Temporarily Suspended N/A N/A           Multi-Year Guarantee Rates Product New Rates Guar Rate 1st Yr/ Guar Rate Yrs 2+ Old Rates Guar Rate 1st Yr/ Guar Rate Yrs 2+ Change Guar Rate 1st Yr/ Guar Rate Yrs 2+ Elektra-579 Five Year Guarantee Temporarily Suspended N/A N/A             SPIA Factor Changes  New Rate    Old Rate  5 Year Period Certain Temporarily Suspended N/A  6 Year Period Certain Temporarily Suspended N/A  7 Year Period Certain Temporarily Suspended N/A  8 Year Period Certain Temporarily Suspended N/A  9 Year Period Certain Temporarily Suspended N/A  10 Year Period Certain Temporarily Suspended N/A             **Effective 7/1/2011 through 9/30/2011, the minimum non-forfeiture rate for Keystone policies will be 87 1/2% of premium at 1.00%.  The Guaranteed Minimum Interest Rate is not impacted by this change (100% of premium at 1.50% for the Keystone-5, and 100% of premium at 2.00% for the Keystone-7 and Keystone-10.) The minimum guaranteed rate for the 3rd Quarter of 2011 will remain at 1.00% for the Eleos & Apollo contracts. *Rate lock does not apply to non-qualified business where Reliance Standard is not processing the transfer/exchange request. For more information contact: Reliance Standard Life Insurance Company (800) 351-7500 Ext 3696 www.reliancestandard.com

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RSL - Interest Rate Changes, Effective 8/11/2011

 

Interest Rate Changes, Effective 8/11/2011
In order to receive a 45-day rate lock on transfers and exchanges*, paperwork must be received by Reliance Standard by the close of business on Wednesday, 8/10. If business is being written on Wednesday 8/10, RSL will allow faxed copies of in good order applications and paperwork to be faxed on 8/10 by 5:00PM (Fax # for Annuity New Business: 267-256-3542), but the original application and paperwork MUST be received by the close of business on 8/11. For a PDF of this rate bulletin, please email annuity.marketing@rsli.com.
The Keystone Index Annuity Product New Rates Old Rates Change Keystone-5**   Annual Pt-to-Pt Cap 3.50% 4.50% -1.00% Annual Pt-to-Pt Participation Rate 15.00% 15.00% No Change Annual Monthly Average Cap 4.00% 5.00% -1.00% Annual Monthly Average Participation Rate 20.00% 20.00% No Change Fixed Interest Rate 2.10% 2.55% -0.45% Keystone-7** Annual Pt-to-Pt Cap 4.00% 5.00% -1.00% Annual Pt-to-Pt Participation Rate 20.00% 20.00% No Change Annual Monthly Average Cap 4.50% 5.50% -1.00% Annual Monthly Average Participation Rate 25.00% 25.00% No Change Fixed Interest Rate 2.15%  2.65% -0.50% Keystone-10**       Annual Pt-to-Pt Cap 4.25% 5.25% -1.00% Annual Pt-to-Pt Participation Rate 20.00% 20.00% No Change Annual Monthly Average Cap 4.75% 5.75% -1.00% Annual Monthly Average Participation Rate 25.00% 25.00% No Change Fixed Interest Rate 2.20%  2.70% -0.50%           Traditional Bonus Annuity Product New Rates Base + Bonus / Base Old Rates Base + Bonus / Base Change Base + Bonus / Base Eleos-MVA 3.35% / 2.35% 3.90% / 2.90% -0.55% Eleos-SP 3.20% / 2.20% 3.75% / 2.75% -0.55% Apollo-MVA 3.70% / 2.70% 3.70% / 2.70% No Change Apollo-SP 3.55% / 2.55% 3.55% / 2.55% No Change Argus2000-MVA Temporarily Suspended N/A N/A Argus2000-SP Temporarily Suspended N/A N/A           Multi-Year Guarantee Rates Product New Rates Guar Rate 1st Yr/ Guar Rate Yrs 2+ Old Rates Guar Rate 1st Yr/ Guar Rate Yrs 2+ Change Guar Rate 1st Yr/ Guar Rate Yrs 2+ Elektra-579 Five Year Guarantee Temporarily Suspended N/A N/A             SPIA Factor Changes  New Rate    Old Rate  5 Year Period Certain Temporarily Suspended N/A  6 Year Period Certain Temporarily Suspended N/A  7 Year Period Certain Temporarily Suspended N/A  8 Year Period Certain Temporarily Suspended N/A  9 Year Period Certain Temporarily Suspended N/A  10 Year Period Certain Temporarily Suspended N/A             **Effective 7/1/2011 through 9/30/2011, the minimum non-forfeiture rate for Keystone policies will be 87 1/2% of premium at 1.00%.  The Guaranteed Minimum Interest Rate is not impacted by this change (100% of premium at 1.50% for the Keystone-5, and 100% of premium at 2.00% for the Keystone-7 and Keystone-10.) The minimum guaranteed rate for the 3rd Quarter of 2011 will remain at 1.00% for the Eleos & Apollo contracts. *Rate lock does not apply to non-qualified business where Reliance Standard is not processing the transfer/exchange request. For more information contact: Reliance Standard Life Insurance Company (800) 351-7500 Ext 3696 www.reliancestandard.com

This email is being sent to jesse@schaeferfinancialgroup.com. Use this link to be deleted or to update your email address Trouble with this link? simply forward this message to rem@reachmail.com or call 773-470-0350. Forward this message to a friend This message was sent by Reliance Standard Life Insurance Co. using ReachMail. Reliance Standard Life Insurance Co. | Street, city, st zip