Monday, October 26, 2015

Approved in Mississippi! DynaMARC Index Annuity!

 

Now Approved in Mississippi!
DynaMARC IndexTM Annuity

DynaMARC Webinar Replay - Listen Now

Exciting Index Annuity with a Multi-Asset, Risk-Controlled Index!
And New-Design Income Rider!

Featuring the Goldman Sachs Dynamo Strategy Index
TM
• Customized for EquiTrust
• Seeks the highest risk-adjusted returns subject to a target volatility
• Asset classes: equity, fixed income, real estate, commodities and cash

DynaMARC Index Annuity features

• Flexible-premium, 10-year design
• 2 Dynamo Strategy Index Accounts
• 2 S&P 500
® Index Accounts
• Fixed Rate Account
• Competitive Rates and Commission

Strategic Income Rider
• Stacked-rollup design
   • 4% annual Benefit Base accumulation
   • Plus index and interest credits
   • Plus 10% bonus to Benefit Base for 1st year premium
• Rollup period up to 10 years
• Rider available only on DynaMARC Index Annuity

Product Training Required

Complete your training now – click here

Sales Resources

DynaMARC Agent Guide
DynaMARC Client Brochure
Goldman Sachs Dynamo Strategy Index Client Brochure
Illustrations
Current Rates
State Approvals
App Builder


Questions? Send an email to EquiTrust Sales Support,
call 866-598-3694, or visit our website at Agents.EquiTrust.com

 


This annuity is not sponsored, endorsed, sold, guaranteed, underwritten, distributed or promoted by Goldman, Sachs & Co. or any of its affiliates with the exception of any endorsement, sales, distribution or promotion of this product that may occur through its affiliates that are licensed insurance agencies (excluding such affiliates, individually and collectively referred to as "Goldman Sachs"). Goldman Sachs makes no representation or warranty, express or implied, regarding the advisability of investing in annuities generally or in fixed indexed annuities or the investment strategy underlying such annuities particularly, the ability of the Goldman Sachs Dynamo Strategy Index to perform as intended, the merit (if any) of obtaining exposure to the Goldman Sachs Dynamo Strategy Index or the suitability of purchasing or holding interests in this annuity. Goldman Sachs does not have any obligation to take the needs of the holders of this annuity into consideration in determining, composing or calculating the Goldman Sachs Dynamo Strategy Index. GOLDMAN SACHS DOES NOT GUARANTEE THE ACCURACY AND/OR COMPLETENESS OF THE GOLDMAN SACHS DYNAMO STRATEGY INDEX OR OF THE METHODOLOGY UNDERLYING THE INDEX, THE CALCULATION OF THE INDEX OR ANY DATA SUPPLIED BY IT FOR USE IN CONNECTION WITH THIS ANNUITY. GOLDMAN SACHS EXPRESSLY DISCLAIMS ALL LIABILITY FOR ANY SPECIAL, PUNITIVE, INDIRECT OR CONSEQUENTIAL DAMAGE EVEN IF NOTIFIED OF THE POSSIBILITY OF SUCH DAMAGES.

"Goldman Sachs," "Goldman," and "Goldman Sachs Dynamo Strategy Index" are trademarks or service marks of Goldman, Sachs & Co. and have been licensed for use by EquiTrust Life Insurance Company for use in connection with certain fixed indexed annuities.

The S&P 500
® Index is a product of the Dow Jones Indices, LLC. ("S&P DJI") and has been licensed for use by EquiTrust Life Insurance Company. S&P® and S&P 500® are registered trademarks of Standard & Poor's Financial Services, LLC. ("S&P"). These trademarks have been licensed for use by S&P DJI and sublicensed for certain purposes by EquiTrust Life Insurance Company. DynaMARC Index Annuity is not sponsored, endorsed, sold or promoted by S&P DJI, S&P, or any of their respective affiliates or third party licensors, and none of such parties make any representation regarding the advisability of purchasing DynaMARC Index Annuity nor do they have any liability for any errors, omissions, or interruptions of the S&P 500.®

Contract issued on Form Series ET-MTA-2000(06-07) or ICC15-ET-MTA-2000(04-15). Strategic Income Rider issued on Form Series ET-IBR-STR(04-15) or ICC15-ET-IBR-STR(04-15). EquiTrust Life Insurance Company, West Des Moines, IA.  For Producer Use Only. IC15-MTA-1086

 

 

Sent to:jesse@schaeferfinancialgroup.com
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EquiTrust Life Insurance Company

7100 Westown Pkwy Suite 200

West Des Moines Iowa 50266-2521
U.S.A.

 

 

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Wednesday, October 21, 2015

Royal Choice Annuity - Commission Special

 

 

Earn more commission on Royal Neighbors Royal Choice Annuity business!

For a limited time, Royal Neighbors is giving street level agents an EXTRA 25 BPS in commission on the 5, 7, and 10 year Royal Choice annuity. The offer starts on October 21, 2015 and will end on December 31, 2015. Act now before this bonus commission offer ends!

Commission Special Rules: This special offer applies to street level Royal Neighbors annuity agents. Only applications for Royal Neighbors Royal Choice annuity product submitted between October 21, 2015 and December 31, 2015 will count towards the extra commission offer. Agents must be in good standing to qualify.

 

 

 

Friday, October 16, 2015

Rate Change for EquiTrust Index Annuities & SPIA

 

Rate Changes for EquiTrust Index Annuities & SPIA
Effective Friday, October 23, 2015

Current rates are applied to business received on or before Thursday, October 22, 2015, subject to a 60-day rate hold.

Please note: EquiTrust will only accept FAXED applications on Thursday, October 22nd until 5:00 PM (Central).

If faxed applications are received at EquiTrust by 5:00 PM (Central) on Thursday, October 22nd AND ORIGINAL application packets are received no later than Friday, October, 23rd current rates will be applied, subject to a 60-day rate hold.

 

MarketPower Bonus Index®

1-Year Interest

1.30%

No Change

1-Year Pt-to-Pt Cap

3.00%

Formerly 3.25%

1-Year Daily Avg Cap

3.25%

Formerly 3.50%

1-Year Monthly Avg Part

40.00%

Formerly 45.00%

1-Year Monthly Cap

1.40%

Formerly 1.50%

2-Year Monthly Avg Cap

8.00%

No Change


MarketTwelve Bonus Index
®

1-Year Interest

1.00%

No Change

1-Year Pt-to-Pt Cap

2.75%

Formerly 3.00%

1-Year Daily Avg Cap

3.00%

Formerly 3.25%

1-Year Monthly Avg Part

30.00%

Formerly 35.00%

1-Year Monthly Cap

1.25%

Formerly 1.35%

2-Year Monthly Avg Cap

6.00%

No Change


MarketTen Bonus Index
®

1-Year Interest

1.20%

No Change

1-Year Pt-to-Pt Cap

3.00%

No Change

1-Year Daily Avg Cap

3.25%

No Change

1-Year Monthly Avg Part

35.00%

Formerly 40.00%

1-Year Monthly Cap

1.40%

No Change

2-Year Monthly Avg Cap

7.00%

No Change


Builder Bonus Index
®

1-Year Interest

1.20%

No Change

1-Year Pt-to-Pt Cap

3.00%

No Change

1-Year Daily Avg Cap

3.25%

No Change

1-Year Monthly Avg Part

35.00%

Formerly 40.00%

1-Year Monthly Cap

1.40%

No Change

2-Year Monthly Avg Cap

7.00%

No Change


MarketValue Index®

1-Year Interest

2.50%

No Change

1-Year Pt-to-Pt Cap

5.00%

No Change

1-Year Monthly Avg Cap

5.50%

Formerly 6.00%

1-Year Monthly Avg Part

60.00%

Formerly 75.00%

1-Year Monthly Cap

2.00%

Formerly 2.10%

2-Year Monthly Avg Cap

16.00%

Formerly No Cap


Confidence Income Annuity®

Fixed Period
5-20 Years

5-Year Fixed Period

$1,689.64

No Change

10-Year Fixed Period

$916.13

No Change

15-Year Fixed Period

$671.14

No Change

20-Year Fixed Period

$551.20

No Change

Single Life &
Joint Life

Life Only - Male 65

$549.13

$565.94

Life Only Female 65

$501.11

$517.54

Joint Life - M 65 / F 65

$439.53

$455.32

Click here to see the All-Product Summary dated October 23, 2015, for all EquiTrust Annuity Products.

Questions? Send an email to EquiTrust Sales Support,
call 866-598-3694, or visit our website Agents.EquiTrust.com.

 

EquiTrust Life Insurance Company, West Des Moines, Iowa. For Producer Use Only. IC13-ECN-1113.

This message was sent to jesse@schaeferfinancialgroup.com by sales.support@equitrust.com
7100 Westown Pkwy, Suite 200, West Des Moines, IA, 50266


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