Wednesday, July 30, 2014

Oxford August Annuity Rates

 

 

From: Oxford Life Insurance Company [mailto:marketing@oxfordlife-email.com]
Sent: Tuesday, July 29, 2014 7:45 PM
To: julie@schaeferfinancialgroup.com
Subject: August Annuity Rates

 

Can't see this email? Click here to view it in your browser.

Annuity Rates Effective August 1, 20141


 

Premium Limits

Interest Rate Years 1-5

$20,000 to $350,000

2.65%



Fixed Rate

Annual Pt to Pt Cap

Monthly Average Cap

Optional GLWB

Income Account Rate3

1.30%

2.80%

2.80%

6.50%




Fixed Rate

Annual Pt to Pt Cap

Monthly Average Cap

Optional GLWB

Income Account Rate3

1.70%

3.70%

3.70%

6.50%


 

1 To receive the previous rate, applications must be received in good order at our home office no later than the day prior to the effective date of the new rate. Applications may be sent by mail, email or fax. Rates on transfers and 1035 exchanges will be held for 60 days from the date of the application. No exceptions to these rules will be allowed. Rates are subject to change at any time. Please contact Oxford Life Insurance Company for current rates.

2 Premium Bonus vests over a 10-year period. Non-vested bonus amounts will be recaptured for surrender or withdrawal amounts exceeding the penalty-free amount. Annuities with a premium bonus may have lower fixed account interest rates and lower caps on indexed accounts than a similar product without a premium bonus.

3 Rate applies to the first ten policy years,based on the rate at issue. The income account value is not available for withdrawal or cash surrender and is only used to calculate the guaranteed lifetime withdrawal benefit amount. The Guaranteed Lifetime Withdrawal Benefit is available for an annual fee at the time of application. Rider form GLWB210 and state-specific variations where applicable.

The Oxford Life Silver SelectTM annuity (contract form FIA510 and state-specific variations where applicable) the Oxford Life Royal Select® annuity (contract form FIA510 and state-specific variations where applicable) and the Oxford Life Income Protector® annuity (contract form ICC12-IP200 and state-specific variations where applicable) are issued by Oxford Life Insurance Company. An investment in these contracts is subject to possible loss of principal and earnings, since a surrender charge and market value adjustment may apply to withdrawals or upon surrender of the contract.

*Effective as of 5/7/14. For the latest rating, access www.ambest.com A.M. Best assigns ratings from A++ to F, A++ being superior ratings.

AN661P

FOR PRODUCER USE ONLY - Not intended for soliciting or advertising to the public.
PRODUCTS NOT AVAILABLE IN ALL STATES

2721 North Central Avenue - Phoenix, Arizona 85004 - 1-800-308-2318

 


This email was sent to julie@schaeferfinancialgroup.com
You are receiving this email because you are registered with Oxford Life Insurance Company to receive this mailing. To manage your subscription preferences, or to remove your email address from our list, please do not reply to this email since it will only delay your request. Instead, please use the link below to process your subscription and removal requests.
preferences

Oxford Life Insurance Company
2721 N. Central Ave.

Phoenix, AZ 85004
US

Thursday, July 24, 2014

Fidelity & Guaranty August Rates

We are reducing caps for all business received after August 1st.  See the below.

 

 

 

 

 

 

 

 

 

 

 

 

 

Not rendering correctly? View this email as a web page here.

 

 

 

 

 

 

 

 

 

 

 

 

 

Here Are Your August Interest Rates

Hi Gary,

Here are your August Interest Rate Sheets from Fidelity & Guaranty Life! Simply click on the buttons below to download each of the PDF files.

 

 

Should you have any additional questions, feel free to contact us via email at salesdesk@fglife.com or call us directly at 888-463-0625.

Sincerely, 

The FGL Team


Follow us!

     

 

 

 

 

 

 

 

 

 

 

 

 

"FGL" when used herein refers to Fidelity & Guaranty Life, the marketing name for Fidelity & Guaranty Life Insurance Company issuing insurance in the United States outside of New York and, in New York only, Fidelity & Guaranty Life Insurance Company of New York. Each Fidelity & Guaranty Life Company is solely responsible for its contractual commitments. Fidelity & Guaranty Life Insurance Company, Des Moines, IA.

Fidelity & Guaranty Life   Two Ruan Center, 601 Locust Street, 14th Floor    Des Moines  IA   50309   

You received this email because you are subscribed to Interest Rates for MGAs Only from Fidelity & Guaranty Life.

Update your email preferences to choose the types of emails you receive.

Unsubscribe from all future emails

 

 

_____________________________

 

Gary D. Sorensen, CRPC®

Manager, Annuity Sales

Fidelity & Guaranty Life

O 515-330-3325 / M 515-343-9755

Two Ruan Center / 601 Locust Street

Des Moines, IA 50309

  

YouTube Linkedin

Facebook | Twitter

Google+ | Careers

 

Be smart. Take action.

Own your future.

_____________________________

 


This email is confidential, intended only for the named recipient(s) above and may contain information that is privileged. If you have received this message in error or are not the named recipient(s), please notify the sender immediately or call 888-697-5433 and delete this email message from your computer as any and all unauthorized distribution or use of this message is strictly prohibited. Thank You.

Tuesday, July 1, 2014

Lifetime benefits are back!

 

To view this email as a web page, go here.

 

Back and better than ever:
Asset-Care® and Annuity Care® Continuation of Benefits Rider

 

Effective July 1, 2014, the previously announced new Continuation of Benefits (COB) rider available with Asset-Care and Annuity Care sales will be released in Ohio and South Carolina.

 

As a reminder, the new, updated COB rider offers:

  • Lifetime benefit periods - returning with their previous parameters
  • Expanded inflation protection offerings (may vary by state)
  • A new 20-pay premium option (Asset-Care only)

All while retaining the industry-leading, unbeatable COB features your clients desire:

  • Guaranteed premiums that can never increase
  • Unisex premium rates - at a time when other LTCi products are separating prices by gender with sharply increased female premiums
  • The ability to provide joint life benefits from a single policy

So that you may begin illustrating these expanded COB offerings, be sure to download updated State Life illustration software version 5.94 on www.ols.oneamerica.com - available Tuesday, July 1. Updated applications, forms and Sales Connection e-App will also be available Tuesday, July 1.

Please contact the Sales Desk at 1-800-275-5101 with any questions or for assistance.

States previously made available: Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, Washington, D.C., Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, and Wyoming.

Notes: Asset-Care and Annuity Care are medically underwritten and issued by The State Life Insurance Company, Indianapolis, Indiana. Policy Forms: Asset-Care: L301, SA31 and R501; Annuity Care: SA34, R508. Not available in all states or may vary by state. All guarantees subject to the claims paying ability of State Life.

 

For Company Use Only. Not for Public Distribution.

Products and financial services provided by The State Life Insurance Company

© 2013 OneAmerica Financial Partners, Inc. All rights reserved. OneAmerica® and the OneAmerica banner are all registered trademarks of OneAmerica Financial Partners, Inc.

This email was sent to: jesse@schaeferfinancialgroup.com

This email was sent by:
The State Life Insurance Company, a OneAmerica® company
One American Square, P.O. Box 6123 Indianapolis, IN 46206-6123 USA



We respect your right to privacy - view our policy


Update Profile | One-Click Unsubscribe