Rate Decreases Effective November 4 & 21

 

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	Riders	|	Indexed Annuities	|	Fixed Annuities	|	Rewards		www.GAAnnuity.com www.GAIG.com
	October 29, 2013     Rate Decreases Effective November 4 & 21, 2013   Fixed Annuity Decreases Rates are decreasing for the Secure American effective Monday, November 4, 2013. Order tickets with checks received in the Home Office by end of business day Friday, November 1 will be processed with the previous rate. Transfers and rollovers received by November 1 must have funds in the Home Office by Wednesday, November 27 to receive the previous rate.   Fixed-Indexed Annuity Decreases Rates are decreasing for the American Legend II and Safe Return effective Thursday, November 21, 2013. Rates will be determined by the date money is received, regardless of the order ticket date. In order to receive the previous rate, funds must be received by Wednesday, November 20.   These changes are in addition to decreases previously announced and effective November 7, 2013.   Please see the interest rate chart for details.     Updated California Senior Forms Packet Reduces NIGO Issues   An updated California forms packet is now available for your senior sales. The updated forms include revised language to help reduce Not in Good Order (NIGO) issues.   We will continue to accept previous versions of the forms. Visit our online new business kitting for the latest forms.     Important Year-End Reminders   Year-End Processing Deadline - December 13, 2013   To ensure that applications for loans, distributions, required minimum distribution (RMD) requests or annuitizations are processed in the 2013 calendar year, all necessary paperwork must be received in the Home Office and in good order by December 13, 2013.   Complete your AML Refresher Course by December 31   Please remember to complete your annual LIMRA AML refresher course by December 31, 2013. If you do not complete the training by year-end, commissions will be held until training is completed. If you have already completed the training, no additional action is required.   You may access the refresher course here. Please refer to the training instructions for additional details.   If you complete the training through an approved provider other than LIMRA, you can fax us the certification of completion at (513) 412.5144.   Approved providers include: Cetera Financial Group; FINRA; ING; John Hancock; Kaplan Financial; Lincoln Investment Planning; National Planning; Quest CE; Reg Ed; SWBC Investment Service; Web CE   Thank you for your cooperation!   NB169-13								Calculate the value of our IncomeSecure, Inheritance Enhancer and IncomeSustainer Plus riders View current rates and state approvals Online resources for your required training New business paperwork
For producer use only. Not for use in sales solicitation. If applicable, please confirm products and riders are approved by your Broker/Dealer.

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Athene November Interest Rates Hold Steady

 

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November 1, 2013 New money interest rates for Athene Annuity products are unchanged for November. Highly competitive interest rates are just one reason to offer Athene Annuity FIAs and MYGAs. Need more? Let's talk!   All rates effective 11/1/13   For more information on our annuities and income riders, please contact our Sales Desk at 855-4-ATHENE   * Non-guaranteed new money interest rates, cap rates and spread fees are subject to change at any time, normally monthly. Products/features may not be available in all states. These annuities contain limitations. See annuity contracts for complete details. (1)Choice Series: annual point-to-point (AP2P) cap will never be less than 2%. 1-year monthly point-to-point (MP2P) cap will never be less than 0.5%. 1-year quarterly point-to-point (QP2P) cap will never be less than 1%. 1-year monthly average cap will never be less than 5%. For new issues, a minimum guarantee of 1.00% currently applies to the Fixed Account until the end of the surrender charge period. The contracts' cash surrender value will never be less than 87.5% of the premium payment, less any premium taxes (if applicable) and withdrawals plus interest earned at 1%. Standard & Poor's® and S&P® are registered trademarks of Standard & Poor's Financial Services LLC ("S&P"); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC ("Dow Jones"); and these trademarks have been licensed for use by S&P Dow Jones Indices LLC. S&P Marks are trademarks of S&P and have been licensed for use by S&P Dow Jones Indices LLC and its affiliates and sublicensed for certain purposes by Athene Annuity & Life Assurance Company. Dow Jones Marks are trademarks of Dow Jones and have been licensed for use by S&P Dow Jones Indices LLC and its affiliates and sublicensed for certain purposes by Athene Annuity. The S&P 500 is a product of S&P Dow Jones Indices LLC and has been licensed for use by Athene Annuity. These products are not sponsored, endorsed, sold or promoted by S&P Dow Jones Indices LLC, Dow Jones, S&P, or their respective affiliates, and neither S&P Dow Jones Indices LLC, Dow Jones, S&P, their respective affiliates make any representation regarding the advisability of investing in such product(s).   AN0006 (R11-13)   FOR PRODUCER USE ONLY. NOT TO BE USED WITH THE OFFER OR SALE OF ANNUITIES. This e-mail was sent to: JESSE@SCHAEFERFINANCIALGROUP.COM This e-mail was sent by: Athene Annuity & Life Assurance Company 400 Brookfield Parkway Greenville, SC, 29607, USA Manage Subscriptions to tell us what types of emails you'd like to receive. Update Profile to let us know your product preferences or unsubscribe from ALL Athene Annuity e-mail lists.

 

Rate Increases for All Index Annuities and Confidence Income SPIA!

 

RATE INCREASE for All Index Annuities & Confidence Income! Effective Tuesday, October 22, 2013.      Click here to see the All Product Summary for all EquiTrust annuities, dated October 22, 2013.    Daily updates of the All Product Summary are available on the EquiTrust agent website EquiTrust.com > Annuity Agents > "Products" link.       Questions?  Send an email to EquiTrust Sales Support, call 866-598-3694, or visit our website Agents.EquiTrust.com.      EquiTrust Life Insurance Company, West Des Moines, IA.  For Producer Use Only.

 

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Sent By: EquiTrust Life Insurance Company 7100 Westown Pkwy Suite 200 West Des Moines Iowa 50266-2521 U.S.A.

 

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News from Great American Life

 

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	Riders	|	Indexed Annuities	|	Fixed Annuities	|	Rewards		www.GAAnnuity.com www.GAIG.com
	October 21, 2013     Reminder - Fixed-Indexed Annuity Rate Decreases Effective November 7   Please remember, rates are decreasing for the following fixed-indexed annuities effective November 7, 2013. In order to receive the previous rate, funds must be received by Wednesday, November 6.      - American Valor 10      - Safe Outlook      - Safe Return: Declared rate strategy only; caps remain unchanged.   Please see the interest rate chart for details.     Rebranded GAFRISingleSource.com Website   As part of our effort in rebranding Great American Financial Resources, Inc. to Great American Insurance Group, we have updated GAFRISingleSource.com to www.GAAnnuity.com. The website continues to provide convenient access to marketing materials, new business forms, training information and more!   As a reminder, we recently updated JoinGAFRI.com to www.JoinGreatAmerican.com. This site provides all the information producers and Broker/Dealers need to sell with Great American Life.   Learn more about our rebranding efforts.     Add Up Your Earnings with Our Trail Commission Calculator   Earning more for your fixed-indexed annuity sales is easy with Great American Life! Use our trail commission calculator to see how your earnings can add up over time.   Refer to our trail commission frequently asked questions for more information.       CT Now Uses Nationwide Order Ticket for American Legend II/American Valor 10 Sales   Connecticut now requires the nationwide order ticket for American Legend II/American Valor 10 sales (A1436113NW). The nationwide version replaces the previous state-specific version and is now available in our online new business kitting.   We will continue to accept the previous state-specific version through November 15, 2013. After this date, if the previous version is submitted, paperwork will be considered not in good order and could result in processing delays.   Mailing for 2013 RMD Processing Deadline   A letter will be sent to certain clients to notify them of our year-end processing deadline for 2013 RMDs. View a sample letter.   As a reminder, all paperwork must be received in good order by December 13, 2013 to ensure transactions are processed and effective for the 2013 tax year.     NB167-13								Calculate the value of our IncomeSecure, Inheritance Enhancer and IncomeSustainer Plus riders View current rates and state approvals Online resources for your required training New business paperwork
For producer use only. Not for use in sales solicitation. If applicable, please confirm products and riders are approved by your Broker/Dealer.

 

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