March Interest Rates Hold Steady

 

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March 2013 Highly competitive new money rates are just one reason to offer Athene Annuity FIAs and MYGAs. Need more? Let's talk!   All rates effective March 1, 2013     ATHENE Benefit 10sm Fixed Index Annuity with Enhanced Benefit Rider   Fixed Account (Years 1-5) AP2P Cap (S&P 500) MP2P Cap-Additive (S&P 500) ATHENE Benefit 10 1.45% 3.15% 1.80%     Premium Bonus (10-yr vesting period) Rollup Percentage Rider Cost Enhanced Lifetime Benefit Rider 6.00% 8.00% 1.40%   ATHENE Choice Series Fixed Index Annuities1 Immediate Premium Bonus Fixed Account Years Rate AP2P Cap (S&P 500) 1-Year MP2P Cap (S&P 500) 1-Year QP2P Cap (DJIA) 1-Year MAVG Cap (DJIA) Enhanced Choice 8 2.00% 8 1.60% 5.10% 2.55% 2.30% 5.00% Choice 10 N/A 1 2.20% 5.10% 3.05% 2.55% 5.00% Enhanced Choice 12 5.00% 8 1.35% 4.60% 2.30% 2.05% 5.00%   ATHENE Income Riders   Income Bonus Rollup Percentage Rollup Period Rider Cost Guaranteed Lifetime Withdrawal Benefit Rider 1.00% 6.50% 10 Yrs 1.25% Enhanced Guaranteed Lifetime Withdrawal Benefit Rider 1.00% 6.50% 10 Yrs 1.50%   ATHENE Traditional Multi-Year Guarantee Annuities (CA and DE only)   Guarantee Period (Yrs) Yr 1 Rate Yrs 2-7 Rate Effective Annual Rate 7 MYG 7 3.60% 2.60% 2.74%   ATHENE MaxRatesm Multi-Year Guarantee Annuities   Guarantee Period (Yrs) Rate Most States FL   MaxRate 5 5 2.75% 2.65%     Enhanced Liquidity 5 2.55% 2.45%   MaxRate 7 7 3.20% 3.10%     Enhanced Liquidity 7 2.95% 2.85%     For more information on our annuities and income riders, please contact our Sales Desk at 855-4-ATHENE   * Non-guaranteed new money interest rates, cap rates and spread fees are subject to change at any time, normally monthly. Products/features may not be available in all states. These annuities contain limitations. See annuity contracts for complete details. (1)Choice Series: annual point-to-point (AP2P) cap will never be less than 2%. 1-year monthly point-to-point (MP2P) cap will never be less than 0.5%. 1-year quarterly point-to-point (QP2P) cap will never be less than 1%. 1-year monthly average cap will never be less than 5%. For new issues, a minimum guarantee of 1.00% currently applies to the Fixed Account until the end of the surrender charge period. The contracts' cash surrender value will never be less than 87.5% of the premium payment, less any premium taxes (if applicable) and withdrawals plus interest earned at 1%. Dow Jones Industrial Average℠ is a service mark of Dow Jones & Company, Inc. Standard & Poor's 500® is a trademark of The McGraw-Hill Companies. Both have been licensed for use for certain purposes by Athene Annuity & Life Assurance Company. Annuities are not sponsored, endorsed, sold or promoted by Dow Jones or Standard & Poor's and Dow Jones and Standard & Poor's make no representation regarding the advisability of purchasing these annuities.   AN0006 (R03-13)   FOR PRODUCER USE ONLY. NOT TO BE USED WITH THE OFFER OR SALE OF ANNUITIES. .

 

Annuity Care II Interest Rate Notice

 

 

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Interest Rate Notice:   Effective March 1, 2013, new business interest rates for Annuity Care® II will be increasing as follows: LTC Accumulated Value (LTCAV): 1.70% Accumulated Value (AV): 1.35% These higher new business interest rates will be effective on policies issued with effective dates of March 1, 2013 and after. Please contact the Sales Desk at 1-800-275-5101 with any questions. For Company Use Only. Not for Public Distribution. © 2013 OneAmerica Financial Partners, Inc. All rights reserved. OneAmerica® and the OneAmerica banner are all registered trademarks of OneAmerica Financial Partners, Inc.

This email was sent to: jesse@schaeferfinancialgroup.com This email was sent by: The State Life Insurance Company, a OneAmerica® company One American Square, P.O. Box 6123 Indianapolis, IN 46206-6123 USA We respect your right to privacy - view our policy
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Two Benefits You Can't Get With Most Texas FIAs.

 

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Register For The Webinar   ATHENE Benefit 10 and Enhanced Benefit Rider: Managing Expectations and Reality March 6th, 2:00pm (CST) Tools For Retirement March 12th, 2:00pm (CST) Longevity and Caregiver Concerns March 21st, 10:00am (CST)   Call us 855-4-ATHENE   Email us salesdesk@athene.com       Bigger in Texas. 1.     Guaranteed Lifetime Withdrawal Benefit 2.     150% income multiplier (ADL trigger) Terminal Illness Benefit Confinement Benefit Death Benefit Uncapped 8% rollup for 10 years (5% through age 85)* 6% premium bonus* Early income bonus Rider charge true-up 6% upfront commission with an additional 1% in years 2 and 3 (6-1-1)* Important Notice All agents must complete product specific training prior to soliciting this product. ATHENE Benefit 10 product specific training      With its groundbreaking, 5-in-1 Guaranteed Lifetime Withdrawal Benefit with Enhanced Benefits Rider, the ATHENE Benefit 10sm FIA is among the first in the Lone Star State to offer terminal illness and confinement benefits paid from the rider's benefit base. ATHENE Benefit 10 Product Info Spec Sheet Consumer Brochure Current Rates    Combined with a host of other features - including a potential 55 years of rollups - these two benefits make ATHENE Benefit 10 a pretty big deal for Texas clients looking to take the guesswork out of retirement income planning. Get the whole story on ATHENE Benefit 10. Contact: Sales Desk 855-4-ATHENE    *Current as of February 1, 2013 Issued by Athene Annuity & Life Assurance Company, Wilmington, DE. Product/features may not be available in all states. Contract contains exclusions, limitations and charges. See annuity contract for complete details. FOR PRODUCER USE ONLY. NOT TO BE USED WITH THE OFFER OR SALE OF ANNUITIES.

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Preserve MYGA - Our February Rates are Here!

 

February, 2013 Rates Announcement Our rates are changing effective February 1, 2013.There will be a rate increase for the 5,6,7,8,9, & 10 year Preserve-Low Band and a rate increase for our 7,8,9,&10 year Preserve-High Band. >>Click Here to Download Rate Sheet Do you have clients looking for guranteed growth from a fixed annuity? Preserve Multi-year Guaranteed Annuity from Guggenheim Life and Annuity is ideal for individuals planning for retirement. Our Preserve Multi-Year Guaranteed Annuity guarantees solid growth from a fixed annuity as long as the funds remain in the annuity until the end of the surrender charge period. Preserve Multi-Year Guaranteed Annuity offers: For more information please view our Preserve Multi-Year Guarantee Product Brochure or to speak to a Marketing Support Representative please call (800) 767-7749 or visit www.GuggenheimLife.com. * Interest rates as stated are effective on February 1, 2013 and are subject to change in the future at the discretion of the company; call and check with your Marketing Director to verify the most current rates.            For Agent Information Only.  Not Intended For Solicitation Or Advertising To The Public.  GUGGENHEIM LIFE AND ANNUITY COMPANY | WWW.GUGGENHEIMLIFE.COM l (800) 767-7749

 

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Guarantee Series (SPDA-MYGA) Calculator Changes

 

 

DATE: February 4, 2013 TO: All NMO's and Appointed Agents FROM: Jessica Kilker, Assistant Vice President - Marketing Services RE: Guarantee Series (SPDA-MYGA) Calculator Changes Good news! Quotes for our Guarantee Series (SPDA-MYGA)* product are now available on our Interactive Agent website www.american-equity.com. The new calculator can be found under Sales Tools/MYGA Calculator. With this change, effective immediately the IRIS software will no longer be available. For your convenience, quotes for the Lifetime Income Benefit Rider (F-LIBR-09)* for use with the Premier Eagle 10 (FPDA-7-08)* and the Premier Eagle 12 (FRG-2-09)* can also be run on our Interactive Agent website www.american-equity.com. The calculator can be found under Sales Tools/LIBR Calculator. ***Important Information*** The NAIC has created a model law that defines annuity illustrations as a personalized presentation created for an individual that includes non-guaranteed elements. Iowa has adopted this law and other states are considering it. Subsequently, American Equity does not illustrate our annuities nor do we allow our agents to create or use third party illustrations to sell our products. Please visit our website or call our Marketing Department at 888-647-1371 for more information. Thank you for your business. *Form number and availability vary by state. FOR MORE INFORMATION, CALL MARKETING 888-647-1371 www.american-equity.com | PO BOX 71216, DES MOINES, IA 50325 For Agent Information Only. Not for use in soliciting or adverising to the public MYGA Calculator 2.4.13

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