American Equity Spring Sales Incentive!

 

For Agent Information Only. Not for use in solicitation or advertising to the public. CLICK HERE TO OPT OUT OF THESE EMAILS, or call marketing at 888-647-1371, or fax us at 515-225-6314. American Equity’s failure to comply with your opt out request within 30 days is unlawful.

April Interest Rates Dropping!

 

Fishing for the Right Annuity? 3.00% Guaranteed for Years 1-6 View April Rates Now!    • Interest-only withdrawals in the first year. After the first year, 10% of the Annuity Value can be withdrawn each year with no Surrender Charge or Market Value Adjustment    • Disability and nursing home waivers    • The safety and security of American National Insurance Company, a financially strong company, in business for over 100 years.     Brochure 'Hear' More *Rates are for $100,000 initial premium or more. Subtract 0.10% for Premiums less than $100,000. After the initial Guarantee Period, renewal interest rates are declared annually and based on the current market conditions. Also Available in New York Brochure NY Rates www.img.anicony.com  IMG8771 | S.A/L.SC.B/PR.H  |

Having trouble viewing this message? view web version Independent Marketing Group is a Division of American National Insurance Company. American National Insurance Company, headquartered in Galveston, Texas is licensed to conduct business in all states except New York. Business is conducted in New York by American National Life Insurance Company of New York, headquartered in Glenmont, N.Y. Copyright © 2011 American National Insurance Company, Galveston, Texas. Not all products and services are available in all states. For agent use only, not for consumer or general use. For information about products and services, please contact the Field Support Center at (888) 501-4043 Option 1 New York Field Support Center at (877) 755-2667 This email was sent to jesse@schaeferfinancialgroup.com by American National Insurance Company: One Moody Plaza , Galveston, TX, 77550, View Privacy Policy | One-click unsubscribe | Update Profile |

 

Only 3 Months Left to Qualify!

 

GF/CS 03.28.11   For Agent Information Only. Not for use in solicitation or advertising to the public. CLICK HERE TO OPT OUT OF THESE EMAILS, or call marketing at 888-647-1371, or fax us at 515-225-6314. American Equity’s failure to comply with your opt out request within 30 days is unlawful.

Last Chance on March Rates

 

March    Madness    Ending? Time is running out on March Rates! Applications dated 3/31/2011 will need to be received no later than April 5, 2011 March Interest Rates March NY Interest Rates Send in your applications Now! American National Insurance Company (Overnight Address) Attn: Fixed Annuity Department 4500 Lockhill-Selma Road San Antonio, TX 78249 www.img.anicoweb.com American National Life Insurance Company of New York (Overnight Address) Attn: Annuity Service Department One Moody Plaza Galveston, TX 77550 www.img.anicony.com IMG8761 | S.A./L.SC.B/PR.H

Having trouble viewing this message? view web version Independent Marketing Group is a Division of American National Insurance Company. American National Insurance Company, headquartered in Galveston, Texas is licensed to conduct business in all states except New York. Business is conducted in New York by American National Life Insurance Company of New York, headquartered in Glenmont, N.Y. Copyright © 2011 American National Insurance Company, Galveston, Texas. Not all products and services are available in all states. For agent use only, not for consumer or general use. For information about products and services, please contact the Field Support Center at (888) 501-4043 Option 1 New York Field Support Center at (877) 755-2667 This email was sent to jesse@schaeferfinancialgroup.com by American National Insurance Company: One Moody Plaza , Galveston, TX, 77550, View Privacy Policy | One-click unsubscribe | Update Profile |

 

NEW! Phoenix FamilyShield Annuity designed for Medicaid planning

 

 

Introducing…   Phoenix FamilyShield AnnuitySM     Phoenix’s newest single premium immediate annuity is specially designed to help clients who are planning to apply for Medicaid or other government assistance programs.   ·        Guaranteed, monthly payments from 24 to 360 months ·         Issue ages 18-99 (age last birthday) ·         Premium $10,000 - $1 million   With Phoenix FamilyShield Annuity, your clients may be able to: >        Qualify for Medicaid or other government assistance programs; and >        Receive a monthly stream of income for a guaranteed period.         Click here to view a quick overview of this exciting new product.     For more information, call 877-257-8246, option 1 today!   Phoenix makes no guarantees that purchase of the Phoenix FamilyShield Annuity will result in eligibility for assistance through Medicaid or other government assistance programs.   Product features and available durations may vary by state.   For Producer Use Only – not for use with the public as sales literature.   Guarantees are based on the claims-paying ability of the issuing company, PHL Variable insurance Company or Phoenix Life Insurance Company. Annuities are long-term investment vehicles particularly suitable for retirement assets. Annuities held within qualified plans do not provide any additional tax benefits.   Phoenix FamilyShield Annuity (10MSPIA, ICC10MSPIA) is issued by PHL Variable Insurance Company (PHLVIC). In Maine and New York, Phoenix FamilyShield Annuity is issued by Phoenix Life Insurance Company (PLIC). PHLVIC is not authorized to conduct business in Maine and New York.   These insurers are separate entities and each is responsible only for its own financial condition and contractual obligations. Member of The Phoenix Companies, Inc. A5092A  ©The Phoenix Companies, Inc. BPD37609                                                                                                  12-10

RSL - Interest Rate Increase! Effective 3/7/2011

 

Interest Rate Increase, Effective 3/7/2011
The Keystone Index Annuity Product New Rates Old Rates Change Keystone-5*   Annual Pt-to-Pt Cap 5.00% 4.50% +0.50% Annual Pt-to-Pt Participation Rate 15.00% 15.00% No Change Annual Monthly Average Cap 5.50% 5.00% +0.50% Annual Monthly Average Participation Rate 20.00% 20.00% No Change Fixed Interest Rate 2.75% 2.50% +0.25% Keystone-7* Annual Pt-to-Pt Cap 5.50% 5.00% +0.50% Annual Pt-to-Pt Participation Rate 20.00% 20.00% No Change Annual Monthly Average Cap 6.00% 5.50% +0.50% Annual Monthly Average Participation Rate 25.00% 25.00% No Change Fixed Interest Rate 2.85%  2.60% +0.25% Keystone-10*       Annual Pt-to-Pt Cap 5.75% 5.00% +0.75% Annual Pt-to-Pt Participation Rate 20.00% 20.00% No Change Annual Monthly Average Cap 6.25% 5.50% +0.75% Annual Monthly Average Participation Rate 25.00% 25.00% No Change Fixed Interest Rate 2.90%  2.65% +0.25%           Traditional Bonus Annuity Product New Rates Base + Bonus / Base Old Rates Base + Bonus / Base Change Base + Bonus / Base Eleos-MVA 4.10% / 3.10% 3.40% / 2.90% +0.70% / +0.20% Eleos-SP 3.95% / 2.95% 3.25% / 2.75% +0.70% / +0.20% Apollo-MVA 3.90% / 2.90% 3.20% / 2.70% +0.70% / +0.20% Apollo-SP 3.75% / 2.75% 3.05% / 2.55% +0.70% / +0.20% Argus2000-MVA Temporarily Suspended N/A N/A Argus2000-SP Temporarily Suspended N/A N/A           Multi-Year Guarantee Rates Product New Rates Guar Rate 1st Yr/ Guar Rate Yrs 2+ Old Rates Guar Rate 1st Yr/ Guar Rate Yrs 2+ Change Guar Rate 1st Yr/ Guar Rate Yrs 2+ Elektra-579 Five Year Guarantee** Temporarily Suspended N/A N/A             SPIA Factor Changes  New Rate  (No Changes)  Old Rate  5 Year Period Certain 16.70 16.70  6 Year Period Certain 14.15 14.15  7 Year Period Certain 12.40 12.40  8 Year Period Certain 11.07 11.07  9 Year Period Certain 10.07 10.07  10 Year Period Certain 9.27 9.27             *Effective 4/1/2011 through 6/30/2011, the minimum non-forfeiture rate for Keystone policies will be 87 1/2% of premium at 1.00%.  The Guaranteed Minimum Interest Rate is not impacted by this change (100% of premium at 1.50% for the Keystone-5, and 100% of premium at 2.00% for the Keystone-7 and Keystone-10.) Effective 4/1/2011 through 6/30/2011, the minimum guaranteed rate for all Apollo and Eleos contracts will be 1.00%.  For more information contact: Reliance Standard Life Insurance Company (800) 351-7500 Amy Clements, ext 3948 - Todd Shaddinger, ext 4749 www.reliancestandard.com

This email is being sent to jesse@schaeferfinancialgroup.com. Use this link to be deleted or to update your email address Trouble with this link? simply forward this message to rem@reachmail.com or call 773-470-0350. Forward this message to a friend This message was sent by Reliance Standard Life Insurance Co. using ReachMail. Reliance Standard Life Insurance Co. | Street, city, st zip