Return of Premium Rider Withdrawal

 

 

ANICO Equity Indexed Annuity 5.00%* Specified Rate *as of 06/01/2010 We keep it simple. . . •  If the S&P  500® Index goes up or remains the same, the specified rate is applied to the annuity value.* • Specified Rate Guaranteed to remain the same for Full 6 Year Indexing Term. • If the S&P 500® Index goes down, the annuity value remains the same.* •  No Caps, Spreads, Averaging or Rate changes. One Simple Comparison -- One Simple Alternative from American National Insurance Company! Policy Forms: REIA-NQ, REIA-PQ; GREIA-NQC, GREIA-PQC Overview Brochure Approvals/Forms Supplies Product Details 'Hear' More Independent Marketing Group (IMG) is a division of American National Insurance Company* The contract credits interest during the initial term that is related to the performance of the S&P 500®. After the initial term of 6 years the contract credits interest based on an annually declared fixed rate. "Standard & Poor's®", "S&P®", "S&P 500®", and "Standard & Poor's 500TM" are trademarks of Standard & Poor's Financial Services LLC ("Standard & Poor's") and have been licensed for use by American National Insurance Company. The ANICO Equity Index Annuity is not sponsored, endorsed, sold or promoted by Standard & Poor's and Standard & Poor's makes no representation regarding the advisability of purchasing the ANICO Equity Index Annuity. Neither American National nor its representatives give tax advice. If such advice is needed, you should consult a tax advisor or attorney, who can provide qualified advice in your area. RETURN OF PREMIUM RIDER WITHDRAWAL The optional Return of Premium Rider (ROP) currently available on the ANICO Equity Index Annuity and the ANICO Strategy 10 and Strategy 7 Indexed Annuities will be withdrawn from sale effective May 31, 2010. Applications for the optional ROP Rider on these annuities must be dated no later than May 31, 2010 and received in the San Antonio Processing Center no later than June 8, 2010. Having trouble viewing this message? view web version

For agent use only, not for consumers, or general use. This email was sent to jesse@schaeferfinancialgroup.com by American National Insurance Company: One Moody Plaza , Galveston, TX, 77550, View Privacy Policy | One-click unsubscribe | Update Profile | IMG7457 | S.A/L.SC.B/PR.H | R05 © 1998-2010 by American National Insurance Company

 

Webinar Invitation: Join us for "Let There Be LIFE!"

 

 

Let There Be LIFE!   Join us for a Webinar on May 26 Join us for some quick tips that can help you increase Life Insurance Sales. Title:   Let There Be LIFE! Date: Wednesday, May 26, 2010 Time: 10:00 AM - 11:00 AM CDT After registering you will receive a confirmation email containing information about joining the Webinar.   System Requirements PC-based attendees Required: Windows® 7, Vista, XP, 2003 Server or 2000 Macintosh®-based attendees Required: Mac OS® X 10.4.11 (Tiger®) or newer Space is limited. Reserve your Webinar seat now at: https://www1.gotomeeting.com/register/451897121

 

Select Plus 5 New Business Rate- Effective JULY 1, 2010

 

 

From: *IAP-DP-Sales USA [mailto:SalesUSA@iaamerican.com]
Sent: Tuesday, May 25, 2010 4:43 PM
Subject: Select Plus 5 New Business Rate- Effective JULY 1, 2010

 

News Bulletin                                                       May 2010

Select Plus 5 Annuity New Business Interest Rate

Effective July 1, 2010

Due to overall market rate changes, we are changing our credited interest rate for new Select Plus 5 annuity issues starting July 1, 2010.   Policies issued after June 30, 2010 will be credited the new interest rate. However, If an application is received by end of business day on Wednesday, June 30, 2010 and the initial premium is received by end of business day on Tuesday, August 10, 2010, the policy will get the June 2010 credited rate.  Bonus rates and life product rates remain unchanged.

Select Plus 5 SPDA 2.50% 5.00% first year premium bonus

For questions or assistance, please click here to contact us.

To remove your name from our mailing list, please click here. 17550 N. Perimeter Drive, Suite 210, Scottsdale, AZ 85255-0131 TM Trademark of Industrial Alliance Insurance and Financial Services Inc.

 

June 1 Interest Rates - RBC Connection eNewsletter

 

Annuities and Life Insurance issued by Liberty Life Insurance Company   › RBC in the US › Insurance Ratings › Annuity Products › Interest Rates › Submitting Annuity Business Checklist › Guide to Doing Business with RBC › Contact Us   Looking for point-of-sale forms and value added content? Check out this presentation ... View Here   Official Rules   › Important Notice for AR Producers › Issue Ages and Max. Premium Reminder › Product Update for TX Producers   › Discover RBC › GLWB Income Riders › Retirement Relief Plan › Income Plan that Scores Perfect 10 › More Income ... › Roth Conversions › RBC LevelTERM Target Market   RBC Insurance is pleased to bring you this eNewsletter with important marketing news. Click on the links in this issue to view June 1 interest rates, details on the RBC ExTRA Individual Incentive Program for 2010-11 and a new presentation on Roth IRA Conversions. If you have any questions, please call our Sales Desk at 888-262-8131. Sales & Marketing › Annuity rates, effective June 1. › Have you heard about RBC ExTRA? Get the details on this individual incentive program for 2010-11! › Wondering if a Roth IRA Conversion is the right move for your client ... View this presentation with 5 things you should consider. › Looking for RBC Choice Series FIAs and GLWB Income Rider sales and marketing materials ...   Visit this Web site. GLWB Income Riders - FAQ › What happens to the Income Base Account at the end of the 10 year rollup period?   Get this answer and others from our GLWB FAQs ...   Annuity Suitability Training › If you haven't yet viewed this short presentation on annuity suitability, please use the link below. Be sure to provide your information before viewing to help us determine the effectiveness of the presentation as well as those who have viewed it.   View this training presentation.   NEW - RBC U.S. Consumer Outlook Index In April, RBC launched the RBC U.S. Consumer Outlook Index, a monthly national survey of consumer attitudes toward current and future national and local economic issues, personal finances, savings and confidence in making large investments. The RBC U.S. Consumer Outlook Index is published the first full week of each month. View the May 2010 release. Upcoming RBC Sponsored Webinars - June 2010 Exploring long-term care options with annuities and enhanced GLWB riders › Tuesday, June 15, 2010 at 10 a.m. CST RBC Insurance: Financial strength, annuities and income riders › Thursday, June 17, 2010 at 2 p.m. CST For full descriptions of webinar topics, view the invitation here.   Think you can't get a Preferred rate class? Consider RBC LevelTERM® See how our underwriting criteria for RBC LevelTERM opens the door to ways you can offer a Preferred or even Preferred Plus rate to your clients.. › Get a quote today!         RBC Insurance® is the brand name for Liberty Life Insurance Company, a part of the global insurance operations of Royal Bank of Canada. ®Registered trademarks of Royal Bank of Canada. Used under license. FOR PRODUCER USE ONLY. NOT FOR CONSUMER SOLICITATION. N1213 (R5-10)

 

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Forethought Future Income Solutions available in TX!

 

To view this email as a web page, go here.

 

We want to be your choice for preneed, senior market life insurance and annuities, in planning for everything from retirement to end-of-life needs.  If you have suggestions on helping us earn your business and achieve that goal, please contact Michael H. Ebmeier, SVP of Marketing Mike.Ebmeier@forethought.com (317-223-2725).  Thank you.

State Availability TX and VT now approved for Index Bonus 115.  TX approved for Secure Bonus 115. Click here for current state approval matrix.  Rates Click here to view current rates. REMINDER - Washington Guaranteed Destinations Change In response to the competitive landscape, Guaranteed Destinations in Washington has been reconfigured.  Commissions at the writing agent level will increase by 2%. The premium bonus will decrease by 2% (from 8% to 6%). The last day we accepted applications for the old configuration of the WA-GD (8% premium bonus) was this past Monday, 05/17/2010. Pending applications received on or before Monday, 05/17/2010, with premiums received later, will be issued under the older configuration. The first issue date for the new product configuration will be this Wednesday, 05/26/2010. Forethought Annuity Products Available in Texas June 1st!   Forethought is pleased to let you know its most popular products will remain available in the state of Texas June 1st and beyond.   June 1st is the implementation date of HB1919, which requires annuity products to meet certain structural criteria.  The changes necessary are consistent with our "lite" or "10/10" product design in other states.    A summary of changes follows: •   The Future Income Solutions series, Index Bonus 115 and Secure Bonus 115, will be available with reduced surrender charges and 1% reduced commissions. •   Income 125 and Secure Income 125 will be available with reduced surrender charges and 1% reduced commissions. •   Forethought Destination Indexed Annuity 3 Year, 6 Year, and 9 Year remain unchanged. •   Guaranteed Destinations is being withdrawn from our portfolio in Texas.   Important Dates •   05/21/10 (Today): Up-to-date forms and marketing materials are available on our website for all 115 and 125 products. Guaranteed Destinations will be removed from TX. •   05/25/10 (Tuesday) and beyond: Applications should be submitted using new forms and materials. Applications pending on 05/25/10 will be issued-as-applied-for unless otherwise notified. •   06/02/10 (Wednesday): The first issue date of the reconfigured 115 and 125 products.

This email was sent to: JESSE@SCHAEFERFINANCIALGROUP.COM This email was sent by: Forethought Financial Group, Inc. Corporate Office, 300 N Meridian, Suite 1800, Indianapolis, IN 46204 We respect your right to privacy - view our policy
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