Don't Miss Out on Our New Incentive for Our Guarantee Series!

 

For Agent Information Only. Not for use in solicitation or advertising to the public. CLICK HERE TO OPT OUT OF THESE EMAILS, or call marketing at 888-647-1371, or fax us at 515-225-6314. American Equity’s failure to comply with your opt out request within 30 days is unlawful.

 

RSL Rate Increase, Effective 5/3!

 

 

Rate Increase on Apollo & Eleos, Effective May 3rd!
For a PDF version of this rate bulletin, please click here (this link will be available for 30 days.)
The Keystone Index Annuity Product New Rates Base + Bonus / Base Old Rates Base + Bonus / Base Change Base + Bonus / Base Keystone-5*   Annual Pt-to-Pt Cap 5.50% 5.50% No Change Annual Pt-to-Pt Participation Rate 25.00% 25.00% No Change Annual Monthly Average Cap 6.00% 6.00% No Change Annual Monthly Average Participation Rate 35.00% 35.00% No Change Fixed Interest Rate 3.00% 3.00% No Change Keystone-7* Annual Pt-to-Pt Cap 6.00% 6.00% No Change Annual Pt-to-Pt Participation Rate 30.00% 30.00% No Change Annual Monthly Average Cap 6.50% 6.50% No Change Annual Monthly Average Participation Rate 40.00% 40.00% No Change Fixed Interest Rate 3.10%  3.10% No Change Keystone-10*       Annual Pt-to-Pt Cap 6.00% 6.00% No Change Annual Pt-to-Pt Participation Rate 30.00% 30.00% No Change Annual Monthly Average Cap 6.50% 6.50% No Change Annual Monthly Average Participation Rate 40.00% 40.00% No Change Fixed Interest Rate 3.20%  3.20% No Change           Traditional Bonus Annuity Product New Rates Base + Bonus / Base Old Rates Base + Bonus / Base Change Base + Bonus / Base Eleos-MVA 4.15% / 3.40% 3.40% / 3.40% +0.75% FY Bonus Eleos-SP 4.15% / 3.40% 3.40% / 3.40% +0.75% FY Bonus Apollo-MVA 4.20% / 3.45% 3.45% / 3.45% +0.75% FY Bonus Apollo-SP 4.20% / 3.45% 3.45% / 3.45% +0.75% FY Bonus Argus2000-MVA 3.55% / 3.55% 3.55% / 3.55% No Change Argus2000-SP 3.55% / 3.55% 3.55% / 3.55% No Change           Multi-Year Guarantee Rates Product New Rates Guar Rate 1st Yr/ Guar Rate Yrs 2+ Old Rates Guar Rate 1st Yr/ Guar Rate Yrs 2+ Change Guar Rate 1st Yr/ Guar Rate Yrs 2+ Elektra-579 Five Year Guarantee** 3.00% / 3.00% 3.00% / 3.00% No Change             SPIA Factor Changes  New Rate  Old Rate  5 Year Period Certain 16.86 16.86  6 Year Period Certain 14.35  14.35  7 Year Period Certain 12.60 12.60  8 Year Period Certain 11.28 11.28  9 Year Period Certain 10.28  10.28  10 Year Period Certain 9.50  9.50             *Effective 4/1/2010 through 6/30/2010, the minimum non-forfeiture rate for Keystone policies will be 87 1/2% of premium at 1.05%.  The Guaranteed Minimum Interest Rate is not impacted by this change (100% of premium at 1.50% for the Keystone-5, and 100% of premium at 2.00% for the Keystone-7 and Keystone-10.) Effective 4/1/2010 through 6/30/2010, the minimum guaranteed rate for all Apollo and Eleos contracts will be 2.00%.  For more information contact: Reliance Standard Life Insurance Company (800) 351-7500 Amy ext 3948, Todd ext 4749, Katelyn ext 4765 www.reliancestandard.com

This email is being sent to jesse@schaeferfinancialgroup.com. Use this link to be deleted or to update your email address Trouble with this link? simply forward this message to rem@reachmail.com or call 888-947-3224. Forward this message to a friend This message was sent by Reliance Standard Life Insurance Co. using ReachMail. Reliance Standard Life Insurance Co. | Street, city, st zip

 

Make a Difference for Fixed Indexed Annuities!

 

 

Click on the message below to find out how you can make a difference for Fixed Indexed Annuities. Make a difference for fixed indexed annuities

For Agent Information Only. Not for use in solicitation or advertising to the public. CLICK HERE TO OPT OUT OF THESE EMAILS, or call marketing at 888-647-1371, or fax us at 515-225-6314. American Equity’s failure to comply with your opt out request within 30 days is unlawful.

 

RBC GLWB and Enhanced GLWB Income Riders in Illinois

 

 

 

Annuities and Life Insurance issued by Liberty Life Insurance Company   › Contact Us   RBC Insurance (Liberty Life Insurance Company) has recently been notified by the Illinois Department of Insurance that effective immediately, we must discontinue sales of the RBC GLWB and Enhanced GLWB Income Riders in Illinois. Our income riders were filed by certification. The certification process permits companies to begin selling product(s) prior to a formal review, which can be a very lengthy process. Upon formal review, the Illinois Department of Insurance has now stated that it is not in agreement with our certification. Until this situation is resolved to the department's satisfaction, RBC Insurance must discontinue sales of the riders. We are in discussions with the department to remedy this situation as quickly as possible. We regret the disruption this may cause you; however, we must comply with this request. We will keep you informed of further developments as they occur. Regarding new business procedures for RBC Income Riders in Illinois Any rider new business postmarked by April 9, 2010 and received by end of business day on Monday, April 12, 2010 will be entered into pending status at our service center. After that date, we will no longer accept new business point-of-sale paperwork for rider sales in Illinois. Issued and pending business currently in house at our service center as of 5 p.m. Eastern Time on April 12, 2010 will not be affected by this change. Again, we deeply regret this situation and any difficulties it may cause you. Rest assured that this matter is of great importance to us and resolution is of the highest priority. If you have any questions, please contact the RBC Insurance Sales Desk at 888-262-8131. Thank you.               RBC Insurance® is the brand name for Liberty Life Insurance Company, a part of the global insurance operations of Royal Bank of Canada. ®Registered trademarks of Royal Bank of Canada. Used under license. FOR PRODUCER USE ONLY. NOT FOR PUBLIC USE. N1211 (4-10)

 

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Sent By: RBC INSURANCE 2000 WADE HAMPTON BLVD GREENVILLE SC 29615 UNITED STATES

 

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New Texas Regulation to Impact North American Products

 

From:	North American Annuity Company
Date sent	04/06/2010 01:04:05 pm
Subject:	New Texas Regulation to Impact North American Products
View this e-mail as a Web page.   IMPORTANT ANNOUNCEMENT Date: April 6, 2010 RE: New Texas Regulation to Impact North American Products To: Texas North American Annuity Distributors and Producers New regulations in the state of Texas will require changes to our existing fixed annuity products. These changes impact some issue ages and surrender charges on products North American offers in Texas (see below). Commission structure will be changing for some of the products (commissions will be reduced for the first year and another commission will be paid at the beginning of year two).     Issue Age Changes   Product Surrender Charges 10-Year 14-Year Commission Reduced North American PrecisionSM Changed 60-79 56-75 Yes North American CharterSM Changed 60-79 56-75 Yes Formula Choice® Changed NA NA No North American Freedom Choice® Changed NA NA No While the new regulation is effective June 1, 2010, North American is implementing the product changes effective May 1, 2010 to allow enough time for the completion of funds transfer and policy issuance of submitted business. After April 30, 2010, no new business will be accepted under the current product specifications and updated disclosures and brochures that incorporate these changes are required. If we haven't received funds on previously submitted business by May 31, 2010, a new signed disclosure will be required. New product materials will be available for order April 21. In addition, the Texas regulatory changes will require us to discontinue several products in the state of Texas effective May 1, 2010. Those products to be discontinued are: North American Paramount Choice Ten® North American Ten® North American Prizm Plus® North American Flex Series (NA Flex I, NA Flex II, NA Flex IIISM) The Boomer Annuity® North American DirectorSM North American Guarantee ChoiceSM North American Freedom Choice® with the 5% penalty-free withdrawal option If we haven't received funds on previously submitted business for these discontinued products by May 31, 2010, we will be unable to issue the policy and an application withdrawal letter will be sent to the customer. For assistance with ordering new materials or questions regarding the changes, please contact Marketing Support at 866-322-7066. Lori Bochner Vice President Marketing & Sales Support lbochner@sfgmembers.com   FOR AGENT USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES. 13817Z-HTML 4601 Westown Parkway, Suite 300 | West Des Moines, IA 50266 PRT 04-10   PRIVACY POLICY | UNSUBSCRIBE